Use this page as a one-stop reference for everything related to Bank of Baroda's NARODA ROAD BRANCH branch in AHMEDABAD, GUJARAT. The branch's IFSC code BARB0NARODA is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's NARODA ROAD BRANCH branch, the IFSC BARB0NARODA breaks down as follows: BARB identifies the bank, 0 is the reserved character, and NARODA identifies this particular branch.
About Bank of Baroda
Bank of Baroda operates a wide network of branches across India, including the Naroda Road Branch branch in Ahmedabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BARB0NARODA.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Naroda Road Branch |
| IFSC Code | BARB0NARODA |
| MICR Code | Refer to cheque leaf |
| Branch Address | NARODA ROAD BRANCH,GHANSHYAM CHAMBERS ANIL MARG NARODA,AHEMDABAD,380025 |
| City | Ahmedabad |
| District | Ahmadabad |
| State | Gujarat |
| Phone | 1800223344 |
About this branch
The branch is located at NARODA ROAD BRANCH,GHANSHYAM CHAMBERS ANIL MARG NARODA,AHEMDABAD,380025. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Baroda. The IFSC BARB0NARODA is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's NARODA ROAD BRANCH branch came to be assigned the code BARB0NARODA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0NARODA, money simply cannot be routed to the NARODA ROAD BRANCH branch electronically.
Account types you can open at the Naroda Road Branch branch
Once you have an account at Bank of Baroda – NARODA ROAD BRANCH, the IFSC BARB0NARODA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Naroda Road Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800223344.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BARB0NARODA
How to transfer money using IFSC BARB0NARODA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0NARODA across all three.
How to use IFSC BARB0NARODA for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Baroda's NARODA ROAD BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BARB0NARODA.
- Confirm the bank name auto-populates as Bank of Baroda and the branch as NARODA ROAD BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BARB0NARODA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – NARODA ROAD BRANCH, ensure your bank's portal accepts IFSC BARB0NARODA while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Baroda NARODA ROAD BRANCH (IFSC BARB0NARODA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BARB0NARODA in your mobile or internet banking app, and the money is credited to the NARODA ROAD BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0NARODA for Bank of Baroda – NARODA ROAD BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0NARODA | Yes – BARB0NARODA | Yes – BARB0NARODA |
For most retail customers crediting the Naroda Road Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BARB0NARODA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Baroda – NARODA ROAD BRANCH is still mapped to IFSC BARB0NARODA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BARB0NARODA and the beneficiary's account number to complete the transfer.
Online banking and IFSC BARB0NARODA
Bank of Baroda customers can register for net banking and the bank's official mobile app once their account at the NARODA ROAD BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BARB0NARODA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Naroda Road Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0NARODA for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – NARODA ROAD BRANCH:
- The IFSC is exactly BARB0NARODA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and NARODA ROAD BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Naroda Road Branch branch
The branch is located at NARODA ROAD BRANCH,GHANSHYAM CHAMBERS ANIL MARG NARODA,AHEMDABAD,380025, which puts it inside Ahmedabad, the broader Ahmadabad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Naroda Road Branch branch” — the verified location pin for IFSC BARB0NARODA should appear at the top of the results.
- Confirm the branch is open by calling 1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0NARODA and your account number.
Verifying IFSC BARB0NARODA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0NARODA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800223344.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Naroda Road Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0NARODA continue to work without interruption.
Branch address & contact
Bank of BarodaNaroda Road Branch Branch
NARODA ROAD BRANCH,GHANSHYAM CHAMBERS ANIL MARG NARODA,AHEMDABAD,380025
Ahmedabad, Gujarat
Phone: 1800223344
IFSC: BARB0NARODA
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Naroda Road Branch branch but serve different purposes.
How do I add Bank of Baroda Naroda Road Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0NARODA, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BARB0NARODA valid for NEFT and RTGS?
Yes. IFSC BARB0NARODA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BARB0NARODA the same for all accounts at Naroda Road Branch branch?
Yes. The IFSC BARB0NARODA is shared by every account held at Bank of Baroda's Naroda Road Branch branch. Only the account number changes from customer to customer.
Where is Bank of Baroda Naroda Road Branch branch located?
Bank of Baroda's Naroda Road Branch branch is located at NARODA ROAD BRANCH,GHANSHYAM CHAMBERS ANIL MARG NARODA,AHEMDABAD,380025, Ahmedabad, Gujarat.
Does Bank of Baroda Naroda Road Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800223344 to confirm.
Final notes
To recap: BARB0NARODA is the IFSC code of Bank of Baroda, NARODA ROAD BRANCH branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
