Use this page as a one-stop reference for everything related to Bank of Baroda's ZAPWADI branch in AHMADNAGAR, MAHARASHTRA. The branch's IFSC code BARB0DBZAPW is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Baroda's ZAPWADI branch, the IFSC BARB0DBZAPW breaks down as follows: BARB identifies the bank, 0 is the reserved character, and DBZAPW identifies this particular branch.
Bank profile
Bank of Baroda is among the recognised banks listed on the Reserve Bank of India's payments network. The Zapwadi branch — IFSC BARB0DBZAPW — extends the bank's services to customers in and around Ahmadnagar, Maharashtra.
Zapwadi branch overview
Located at NR MAIN ONION MARKET AT ZAPWADI POSTGHODEGAONTAL NEWASA DIST AHMEDNAGAR NEWASA AHMADNAGAR MAHARASHTRA 414607, the Zapwadi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BARB0DBZAPW is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of Baroda |
|---|---|
| Branch | Zapwadi |
| IFSC Code | BARB0DBZAPW |
| MICR Code | Refer to cheque leaf |
| Branch Address | NR MAIN ONION MARKET AT ZAPWADI POSTGHODEGAONTAL NEWASA DIST AHMEDNAGAR NEWASA AHMADNAGAR MAHARASHTRA 414607 |
| City | Ahmadnagar |
| District | Ahmadnagar |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 1800223344 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Baroda's ZAPWADI branch came to be assigned the code BARB0DBZAPW.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BARB0DBZAPW, money simply cannot be routed to the ZAPWADI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Zapwadi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BARB0DBZAPW for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BARB0DBZAPW
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BARB0DBZAPW across all three.
NEFT to Bank of Baroda, ZAPWADI using IFSC BARB0DBZAPW
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BARB0DBZAPW, and confirm that the system picks up Bank of Baroda – ZAPWADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BARB0DBZAPW
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Baroda – ZAPWADI, ensure your bank's portal accepts IFSC BARB0DBZAPW while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Baroda – ZAPWADI, use IMPS. With IFSC BARB0DBZAPW and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BARB0DBZAPW for Bank of Baroda – ZAPWADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BARB0DBZAPW | Yes – BARB0DBZAPW | Yes – BARB0DBZAPW |
For most retail customers crediting the Zapwadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Baroda's ZAPWADI branch, the IFSC BARB0DBZAPW is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Zapwadi branch is mapped to IFSC BARB0DBZAPW on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Baroda, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BARB0DBZAPW.
Products and services
Customers walking into the Zapwadi branch can access most of Bank of Baroda's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BARB0DBZAPW
Digital banking channels
Most day-to-day work that customers used to do at the Zapwadi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BARB0DBZAPW is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Zapwadi branch
The branch is located at NR MAIN ONION MARKET AT ZAPWADI POSTGHODEGAONTAL NEWASA DIST AHMEDNAGAR NEWASA AHMADNAGAR MAHARASHTRA 414607, which puts it inside Ahmadnagar, the broader Ahmadnagar district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Baroda Zapwadi branch” — the verified location pin for IFSC BARB0DBZAPW should appear at the top of the results.
- Confirm the branch is open by calling 22-1800223344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BARB0DBZAPW and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Baroda – ZAPWADI:
- The IFSC is exactly BARB0DBZAPW with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Baroda as the bank name and ZAPWADI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Zapwadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BARB0DBZAPW continue to work without interruption.
Verifying IFSC BARB0DBZAPW from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BARB0DBZAPW by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-1800223344.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of BarodaZapwadi Branch
NR MAIN ONION MARKET AT ZAPWADI POSTGHODEGAONTAL NEWASA DIST AHMEDNAGAR NEWASA AHMADNAGAR MAHARASHTRA 414607
Ahmadnagar, Maharashtra
Phone: 22-1800223344
IFSC: BARB0DBZAPW
Frequently asked questions
Does Bank of Baroda Zapwadi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-1800223344 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Zapwadi branch but serve different purposes.
Where is Bank of Baroda Zapwadi branch located?
Bank of Baroda's Zapwadi branch is located at NR MAIN ONION MARKET AT ZAPWADI POSTGHODEGAONTAL NEWASA DIST AHMEDNAGAR NEWASA AHMADNAGAR MAHARASHTRA 414607, Ahmadnagar, Maharashtra.
What is the IFSC code of Bank of Baroda Zapwadi branch?
The IFSC code of Bank of Baroda, Zapwadi branch is BARB0DBZAPW. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Baroda Zapwadi branch?
You can reach the branch at 22-1800223344 during regular banking hours.
How do I add Bank of Baroda Zapwadi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BARB0DBZAPW, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BARB0DBZAPW belongs to Bank of Baroda's ZAPWADI branch, located at NR MAIN ONION MARKET AT ZAPWADI POSTGHODEGAONTAL NEWASA DIST AHMEDNAGAR NEWASA… in AHMADNAGAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
