Below are the complete branch details for Bank of Bahrein and Kuwait, branch, located in , KERALA. The IFSC assigned by the Reserve Bank of India to this branch is BBKM0000004. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BBKM0000004 for Bank of Bahrein and Kuwait – — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BBKM0000004 is the IFSC of Bank of Bahrein and Kuwait's branch. The format is fixed: BBKM = bank code, 0 = reserved, 000004 = branch identifier.
Branch details at a glance
| Bank Name | Bank of Bahrein and Kuwait |
|---|---|
| IFSC Code | BBKM0000004 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HOTEL SUNNY S BUILDING NO 19 BY 1 2 RE S.N0 26 AND 81,NH 47,DIST ERNAKULAM,KERALA |
| State | Kerala |
| Phone | 4037437 |
About Bank of Bahrein and Kuwait
Bank of Bahrein and Kuwait operates a wide network of branches across India, including the branch in . Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BBKM0000004.
branch overview
Located at HOTEL SUNNY S BUILDING NO 19 BY 1 2 RE S.N0 26 AND 81,NH 47,DIST ERNAKULAM,KERALA, the branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BBKM0000004 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Bahrein and Kuwait's branch came to be assigned the code BBKM0000004.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BBKM0000004, money simply cannot be routed to the branch electronically.
How to transfer money using IFSC BBKM0000004
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BBKM0000004 across all three.
NEFT to Bank of Bahrein and Kuwait, using IFSC BBKM0000004
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BBKM0000004, and confirm that the system picks up Bank of Bahrein and Kuwait – . Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Bahrein and Kuwait's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BBKM0000004 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Bahrein and Kuwait (IFSC BBKM0000004)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BBKM0000004 in your mobile or internet banking app, and the money is credited to the branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BBKM0000004:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at is still linked to IFSC BBKM0000004.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BBKM0000004
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Bahrein and Kuwait – is still mapped to IFSC BBKM0000004. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BBKM0000004 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the branch is mapped to IFSC BBKM0000004 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Bahrein and Kuwait, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BBKM0000004.
Banking services available
The branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4037437.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BBKM0000004
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Bahrein and Kuwait carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BBKM0000004 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BBKM0000004
Bank of Bahrein and Kuwait customers can register for net banking and the bank's official mobile app once their account at the branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BBKM0000004 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Bahrein and Kuwait – :
- The IFSC is exactly BBKM0000004 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Bahrein and Kuwait as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The branch sits at HOTEL SUNNY S BUILDING NO 19 BY 1 2 RE S.N0 26 AND 81,NH 47,DIST ERNAKULAM,KERALA. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 4037437 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BBKM0000004 and your account number.
Verifying IFSC BBKM0000004 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BBKM0000004 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4037437.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BBKM0000004, however, work 24x7.
Branch address & contact
Bank of Bahrein and KuwaitBranch
HOTEL SUNNY S BUILDING NO 19 BY 1 2 RE S.N0 26 AND 81,NH 47,DIST ERNAKULAM,KERALA
, Kerala
Phone: 4037437
IFSC: BBKM0000004
Frequently asked questions
How do I add Bank of Bahrein and Kuwait as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BBKM0000004, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Bahrein and Kuwait branch?
You can reach the branch at 4037437 during regular banking hours.
Where is Bank of Bahrein and Kuwait branch located?
Bank of Bahrein and Kuwait's branch is located at HOTEL SUNNY S BUILDING NO 19 BY 1 2 RE S.N0 26 AND 81,NH 47,DIST ERNAKULAM,KERALA, , Kerala.
How quickly will an NEFT transfer using BBKM0000004 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Bahrein and Kuwait – reflect within 30 minutes.
Can I use IFSC BBKM0000004 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BBKM0000004 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
Is IFSC BBKM0000004 the same for all accounts at branch?
Yes. The IFSC BBKM0000004 is shared by every account held at Bank of Bahrein and Kuwait's branch. Only the account number changes from customer to customer.
Summary
The IFSC code BBKM0000004 belongs to Bank of Bahrein and Kuwait's branch, located at HOTEL SUNNY S BUILDING NO 19 BY 1 2 RE S.N0 26 AND 81,NH 47,DIST… in , KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
