Below are the complete branch details for Bank of Bahrein and Kuwait, branch, located in , ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BBKM0000003. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BBKM0000003 for Bank of Bahrein and Kuwait – — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Bahrein and Kuwait – is BBKM0000003. The first four letters BBKM are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000003 map to this branch in , ANDHRA PRADESH.
Branch details at a glance
| Bank Name | Bank of Bahrein and Kuwait |
|---|---|
| IFSC Code | BBKM0000003 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 6 3 550,AKASHGANGA,SOMAJIGUDA,HYDERABAD 500082 |
| State | Andhra Pradesh |
| Phone | 23305859 |
About Bank of Bahrein and Kuwait
Bank of Bahrein and Kuwait operates a wide network of branches across India, including the branch in . Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BBKM0000003.
branch overview
Located at 6 3 550,AKASHGANGA,SOMAJIGUDA,HYDERABAD 500082, the branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BBKM0000003 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Bahrein and Kuwait's branch came to be assigned the code BBKM0000003.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BBKM0000003, money simply cannot be routed to the branch electronically.
How to transfer money using IFSC BBKM0000003
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BBKM0000003 across all three.
How to use IFSC BBKM0000003 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Bahrein and Kuwait's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BBKM0000003.
- Confirm the bank name auto-populates as Bank of Bahrein and Kuwait and the branch as .
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BBKM0000003
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Bahrein and Kuwait – , ensure your bank's portal accepts IFSC BBKM0000003 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Bahrein and Kuwait (IFSC BBKM0000003)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BBKM0000003 in your mobile or internet banking app, and the money is credited to the branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BBKM0000003:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at is still linked to IFSC BBKM0000003.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BBKM0000003
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Bahrein and Kuwait – is still mapped to IFSC BBKM0000003. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BBKM0000003 and the beneficiary's account number to complete the transfer.
Account types you can open at the branch
Once you have an account at Bank of Bahrein and Kuwait – , the IFSC BBKM0000003 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 23305859.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BBKM0000003
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Bahrein and Kuwait carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BBKM0000003 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BBKM0000003
Bank of Bahrein and Kuwait customers can register for net banking and the bank's official mobile app once their account at the branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BBKM0000003 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BBKM0000003
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Bahrein and Kuwait – , double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BBKM0000003. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the branch
The branch is located at 6 3 550,AKASHGANGA,SOMAJIGUDA,HYDERABAD 500082, which puts it inside , the broader district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Bahrein and Kuwait branch” — the verified location pin for IFSC BBKM0000003 should appear at the top of the results.
- Confirm the branch is open by calling 23305859 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BBKM0000003 and your account number.
Verifying IFSC BBKM0000003 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BBKM0000003 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 23305859.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BBKM0000003, however, work 24x7.
Branch address & contact
Bank of Bahrein and KuwaitBranch
6 3 550,AKASHGANGA,SOMAJIGUDA,HYDERABAD 500082
, Andhra Pradesh
Phone: 23305859
IFSC: BBKM0000003
Frequently asked questions
How quickly will an NEFT transfer using BBKM0000003 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Bahrein and Kuwait – reflect within 30 minutes.
Is IFSC BBKM0000003 valid for NEFT and RTGS?
Yes. IFSC BBKM0000003 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of Bahrein and Kuwait branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 23305859 to confirm.
Can I use IFSC BBKM0000003 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BBKM0000003 to send funds instantly.
How do I add Bank of Bahrein and Kuwait as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BBKM0000003, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of Bahrein and Kuwait branch located?
Bank of Bahrein and Kuwait's branch is located at 6 3 550,AKASHGANGA,SOMAJIGUDA,HYDERABAD 500082, , Andhra Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
Is IFSC BBKM0000003 the same for all accounts at branch?
Yes. The IFSC BBKM0000003 is shared by every account held at Bank of Bahrein and Kuwait's branch. Only the account number changes from customer to customer.
Summary
The IFSC code BBKM0000003 belongs to Bank of Bahrein and Kuwait's branch, located at 6 3 550,AKASHGANGA,SOMAJIGUDA,HYDERABAD 500082 in , ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
