Use this page as a one-stop reference for everything related to Bank of America's MUMBAI branch in MUMBAI, MAHARASHTRA. The branch's IFSC code BOFA0MUM000 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of America – MUMBAI is BOFA0MUM000. The first four letters BOFA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MUM000 map to this branch in MUMBAI, MAHARASHTRA.
About Bank of America
Bank of America operates a wide network of branches across India, including the Mumbai branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BOFA0MUM000.
Branch details at a glance
| Bank Name | Bank of America |
|---|---|
| Branch | Mumbai |
| IFSC Code | BOFA0MUM000 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANK OF AMERICA N.A GR.FLOOR, ONE BKC, G-BLOCK, A-WING, BANDRA KURLA CPMPLEX , BANDRA EAST , MUMBAI-400051 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 66323109 |
About the Mumbai branch
The Mumbai branch of Bank of America is situated at BANK OF AMERICA N.A GR.FLOOR, ONE BKC, G-BLOCK, A-WING, BANDRA KURLA CPMPLEX , BANDRA EAST , MUMBAI-400051. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BOFA0MUM000 is used.
Why every Bank of America branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUMBAI of Bank of America — its own 11-character IFSC. The code BOFA0MUM000 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BOFA0MUM000 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Mumbai branch is mapped to IFSC BOFA0MUM000 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of America, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BOFA0MUM000.
Products and services
Customers walking into the Mumbai branch can access most of Bank of America's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BOFA0MUM000
How to transfer money using IFSC BOFA0MUM000
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BOFA0MUM000 across all three.
How to use IFSC BOFA0MUM000 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of America's MUMBAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BOFA0MUM000.
- Confirm the bank name auto-populates as Bank of America and the branch as MUMBAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MUMBAI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of America's MUMBAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BOFA0MUM000 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of America – MUMBAI, use IMPS. With IFSC BOFA0MUM000 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BOFA0MUM000 for Bank of America – MUMBAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BOFA0MUM000 | Yes – BOFA0MUM000 | Yes – BOFA0MUM000 |
For most retail customers crediting the Mumbai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of America's MUMBAI branch, the IFSC BOFA0MUM000 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BOFA0MUM000
Bank of America customers can register for net banking and the bank's official mobile app once their account at the MUMBAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BOFA0MUM000 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Mumbai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BOFA0MUM000 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BOFA0MUM000
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of America – MUMBAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BOFA0MUM000. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mumbai branch
The branch is located at BANK OF AMERICA N.A GR.FLOOR, ONE BKC, G-BLOCK, A-WING, BANDRA KURLA CPMPLEX , BANDRA EAST , MUMBAI-400051, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of America Mumbai branch” — the verified location pin for IFSC BOFA0MUM000 should appear at the top of the results.
- Confirm the branch is open by calling 22-66323109 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BOFA0MUM000 and your account number.
Verifying IFSC BOFA0MUM000 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BOFA0MUM000 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-66323109.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mumbai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BOFA0MUM000 continue to work without interruption.
Branch address & contact
Bank of AmericaMumbai Branch
BANK OF AMERICA N.A GR.FLOOR, ONE BKC, G-BLOCK, A-WING, BANDRA KURLA CPMPLEX , BANDRA EAST , MUMBAI-400051
Mumbai, Maharashtra
Phone: 22-66323109
IFSC: BOFA0MUM000
Frequently asked questions
Can I use IFSC BOFA0MUM000 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BOFA0MUM000 to send funds instantly.
How quickly will an NEFT transfer using BOFA0MUM000 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of America – Mumbai reflect within 30 minutes.
What is the phone number of Bank of America Mumbai branch?
You can reach the branch at 22-66323109 during regular banking hours.
How do I add Bank of America Mumbai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BOFA0MUM000, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mumbai branch but serve different purposes.
Does Bank of America Mumbai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-66323109 to confirm.
Summary
The IFSC code BOFA0MUM000 belongs to Bank of America's MUMBAI branch, located at BANK OF AMERICA N.A GR.FLOOR, ONE BKC, G-BLOCK, A-WING, BANDRA KURLA CPMPLEX… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
