If you are searching for the IFSC code of Bank of America, CHENNAI BRANCH branch in CHENNAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is BOFA0CN6215. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHENNAI BRANCH branch, and detailed step-by-step guides for using the IFSC BOFA0CN6215 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of America's CHENNAI BRANCH branch, the IFSC BOFA0CN6215 breaks down as follows: BOFA identifies the bank, 0 is the reserved character, and CN6215 identifies this particular branch.
About Bank of America
Bank of America operates a wide network of branches across India, including the Chennai Branch branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BOFA0CN6215.
About the Chennai Branch branch
The Chennai Branch branch of Bank of America is situated at EA CHAMBERS,EXPRESS AVENUE,8TH FLOOR NO.49,50 L,WHITES ROAD,ROYAPETTAH,CHENNAI 600014. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BOFA0CN6215 is used.
Branch details at a glance
| Bank Name | Bank of America |
|---|---|
| Branch | Chennai Branch |
| IFSC Code | BOFA0CN6215 |
| MICR Code | Refer to cheque leaf |
| Branch Address | EA CHAMBERS,EXPRESS AVENUE,8TH FLOOR NO.49,50 L,WHITES ROAD,ROYAPETTAH,CHENNAI 600014 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
Why every Bank of America branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHENNAI BRANCH of Bank of America — its own 11-character IFSC. The code BOFA0CN6215 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BOFA0CN6215 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of America carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BOFA0CN6215 and the account number together uniquely identify the Chennai Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BOFA0CN6215
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BOFA0CN6215 across all three.
NEFT to Bank of America, CHENNAI BRANCH using IFSC BOFA0CN6215
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BOFA0CN6215, and confirm that the system picks up Bank of America – CHENNAI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHENNAI BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of America's CHENNAI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BOFA0CN6215 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of America – CHENNAI BRANCH, use IMPS. With IFSC BOFA0CN6215 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BOFA0CN6215 for Bank of America – CHENNAI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BOFA0CN6215 | Yes – BOFA0CN6215 | Yes – BOFA0CN6215 |
For most retail customers crediting the Chennai Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BOFA0CN6215
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of America – CHENNAI BRANCH is still mapped to IFSC BOFA0CN6215. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BOFA0CN6215 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chennai Branch branch is mapped to IFSC BOFA0CN6215 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of America, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BOFA0CN6215.
Banking services available
The Chennai Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BOFA0CN6215
Digital banking channels
Most day-to-day work that customers used to do at the Chennai Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BOFA0CN6215 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Chennai Branch branch sits at EA CHAMBERS,EXPRESS AVENUE,8TH FLOOR NO.49,50 L,WHITES ROAD,ROYAPETTAH,CHENNAI 600014. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BOFA0CN6215 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of America – CHENNAI BRANCH:
- The IFSC is exactly BOFA0CN6215 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of America as the bank name and CHENNAI BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chennai Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BOFA0CN6215, however, work 24x7.
Verifying IFSC BOFA0CN6215 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BOFA0CN6215 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of AmericaChennai Branch Branch
EA CHAMBERS,EXPRESS AVENUE,8TH FLOOR NO.49,50 L,WHITES ROAD,ROYAPETTAH,CHENNAI 600014
Chennai, Tamil Nadu
Phone: the branch contact number
IFSC: BOFA0CN6215
Frequently asked questions
What is the phone number of Bank of America Chennai Branch branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using BOFA0CN6215 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of America – Chennai Branch reflect within 30 minutes.
Does Bank of America Chennai Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Can I use IFSC BOFA0CN6215 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BOFA0CN6215 to send funds instantly.
What is the IFSC code of Bank of America Chennai Branch branch?
The IFSC code of Bank of America, Chennai Branch branch is BOFA0CN6215. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of America Chennai Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BOFA0CN6215, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BOFA0CN6215 is the IFSC code of Bank of America, CHENNAI BRANCH branch, in CHENNAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
