If you are searching for the IFSC code of Bandhan Bank Limited, VIZIANAGARAM BRANCH branch in VIJAYWADA, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BDBL0002242. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VIZIANAGARAM BRANCH branch, and detailed step-by-step guides for using the IFSC BDBL0002242 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's VIZIANAGARAM BRANCH branch, the IFSC BDBL0002242 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 002242 identifies this particular branch.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Vizianagaram Branch branch in Vijaywada. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0002242.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Vizianagaram Branch |
| IFSC Code | BDBL0002242 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D.N. 5-16-15, GRPOUND FLOOR, NCS ROAD, SRINIVAS NAGAR, VIZIANNAGARAM - 535001. |
| City | Vijaywada |
| District | Vizianagaram |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 8017622421 |
About this branch
The branch is located at D.N. 5-16-15, GRPOUND FLOOR, NCS ROAD, SRINIVAS NAGAR, VIZIANNAGARAM - 535001.. It serves the Vijaywada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0002242 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's VIZIANAGARAM BRANCH branch came to be assigned the code BDBL0002242.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002242, money simply cannot be routed to the VIZIANAGARAM BRANCH branch electronically.
Account types you can open at the Vizianagaram Branch branch
Once you have an account at Bandhan Bank Limited – VIZIANAGARAM BRANCH, the IFSC BDBL0002242 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Vizianagaram Branch branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002242
How to transfer money using IFSC BDBL0002242
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002242 across all three.
NEFT to Bandhan Bank Limited, VIZIANAGARAM BRANCH using IFSC BDBL0002242
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002242, and confirm that the system picks up Bandhan Bank Limited – VIZIANAGARAM BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0002242
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – VIZIANAGARAM BRANCH, ensure your bank's portal accepts IFSC BDBL0002242 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bandhan Bank Limited VIZIANAGARAM BRANCH (IFSC BDBL0002242)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002242 in your mobile or internet banking app, and the money is credited to the VIZIANAGARAM BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002242 for Bandhan Bank Limited – VIZIANAGARAM BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002242 | Yes – BDBL0002242 | Yes – BDBL0002242 |
For most retail customers crediting the Vizianagaram Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's VIZIANAGARAM BRANCH branch, the IFSC BDBL0002242 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BDBL0002242
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the VIZIANAGARAM BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002242 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Vizianagaram Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002242 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BDBL0002242
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – VIZIANAGARAM BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0002242. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Vizianagaram Branch branch
The branch is located at D.N. 5-16-15, GRPOUND FLOOR, NCS ROAD, SRINIVAS NAGAR, VIZIANNAGARAM - 535001., which puts it inside Vijaywada, the broader Vizianagaram district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Vizianagaram Branch branch” — the verified location pin for IFSC BDBL0002242 should appear at the top of the results.
- Confirm the branch is open by calling 91-8017622421 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002242 and your account number.
Verifying IFSC BDBL0002242 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002242 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8017622421.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vizianagaram Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0002242, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedVizianagaram Branch Branch
D.N. 5-16-15, GRPOUND FLOOR, NCS ROAD, SRINIVAS NAGAR, VIZIANNAGARAM - 535001.
Vijaywada, Andhra Pradesh
Phone: 91-8017622421
IFSC: BDBL0002242
Frequently asked questions
Where is Bandhan Bank Limited Vizianagaram Branch branch located?
Bandhan Bank Limited's Vizianagaram Branch branch is located at D.N. 5-16-15, GRPOUND FLOOR, NCS ROAD, SRINIVAS NAGAR, VIZIANNAGARAM - 535001., Vijaywada, Andhra Pradesh.
Does Bandhan Bank Limited Vizianagaram Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8017622421 to confirm.
How do I add Bandhan Bank Limited Vizianagaram Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002242, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BDBL0002242 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Vizianagaram Branch reflect within 30 minutes.
What is the IFSC code of Bandhan Bank Limited Vizianagaram Branch branch?
The IFSC code of Bandhan Bank Limited, Vizianagaram Branch branch is BDBL0002242. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BDBL0002242 the same for all accounts at Vizianagaram Branch branch?
Yes. The IFSC BDBL0002242 is shared by every account held at Bandhan Bank Limited's Vizianagaram Branch branch. Only the account number changes from customer to customer.
Can I use IFSC BDBL0002242 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002242 to send funds instantly.
Final notes
To recap: BDBL0002242 is the IFSC code of Bandhan Bank Limited, VIZIANAGARAM BRANCH branch, in VIJAYWADA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
