This page lists the IFSC code, branch address, contact number and fund-transfer information for Bandhan Bank Limited, ULHASNAGAR branch in ULHASNAGAR. The 11-digit IFSC BDBL0001807 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bandhan Bank Limited at the ULHASNAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's ULHASNAGAR branch, the IFSC BDBL0001807 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 001807 identifies this particular branch.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Ulhasnagar branch in Ulhasnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0001807.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Ulhasnagar |
| IFSC Code | BDBL0001807 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MURLIWALA COMPLEX, KALYAN-AMBERNATH ROAD, SHIVAJI CHOWK, NEAR ASHOK ANIL THEATRE, ULHASNAGAR, DIST.-THANE, MAHARASHTRA, PIN-421003 |
| City | Ulhasnagar |
| District | Thane |
| State | Maharashtra |
| Phone | 6291018071 |
About this branch
The branch is located at MURLIWALA COMPLEX, KALYAN-AMBERNATH ROAD, SHIVAJI CHOWK, NEAR ASHOK ANIL THEATRE, ULHASNAGAR, DIST.-THANE, MAHARASHTRA, PIN-421003. It serves the Ulhasnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001807 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's ULHASNAGAR branch came to be assigned the code BDBL0001807.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001807, money simply cannot be routed to the ULHASNAGAR branch electronically.
Products and account variants supported
Every account opened at the Ulhasnagar branch is mapped to IFSC BDBL0001807 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001807.
Banking services available
The Ulhasnagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6291018071.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001807
How to transfer money using IFSC BDBL0001807
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001807 across all three.
How to use IFSC BDBL0001807 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's ULHASNAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0001807.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as ULHASNAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BDBL0001807
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – ULHASNAGAR, ensure your bank's portal accepts IFSC BDBL0001807 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bandhan Bank Limited ULHASNAGAR (IFSC BDBL0001807)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001807 in your mobile or internet banking app, and the money is credited to the ULHASNAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001807 for Bandhan Bank Limited – ULHASNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001807 | Yes – BDBL0001807 | Yes – BDBL0001807 |
For most retail customers crediting the Ulhasnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0001807
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – ULHASNAGAR is still mapped to IFSC BDBL0001807. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001807 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Ulhasnagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001807 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Ulhasnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001807 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BDBL0001807
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – ULHASNAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001807. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ulhasnagar branch sits at MURLIWALA COMPLEX, KALYAN-AMBERNATH ROAD, SHIVAJI CHOWK, NEAR ASHOK ANIL THEATRE, ULHASNAGAR, DIST.-THANE, MAHARASHTRA, PIN-421003. If you are travelling from outside Ulhasnagar, search for the branch on a maps application using the bank name and locality, or call 6291018071 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001807 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0001807 for Bandhan Bank Limited – ULHASNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ulhasnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0001807, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedUlhasnagar Branch
MURLIWALA COMPLEX, KALYAN-AMBERNATH ROAD, SHIVAJI CHOWK, NEAR ASHOK ANIL THEATRE, ULHASNAGAR, DIST.-THANE, MAHARASHTRA, PIN-421003
Ulhasnagar, Maharashtra
Phone: 6291018071
IFSC: BDBL0001807
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ulhasnagar branch but serve different purposes.
Is IFSC BDBL0001807 valid for NEFT and RTGS?
Yes. IFSC BDBL0001807 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bandhan Bank Limited Ulhasnagar branch?
You can reach the branch at 6291018071 during regular banking hours.
How quickly will an NEFT transfer using BDBL0001807 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Ulhasnagar reflect within 30 minutes.
Is IFSC BDBL0001807 the same for all accounts at Ulhasnagar branch?
Yes. The IFSC BDBL0001807 is shared by every account held at Bandhan Bank Limited's Ulhasnagar branch. Only the account number changes from customer to customer.
Does Bandhan Bank Limited Ulhasnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6291018071 to confirm.
Summary
The IFSC code BDBL0001807 belongs to Bandhan Bank Limited's ULHASNAGAR branch, located at MURLIWALA COMPLEX, KALYAN-AMBERNATH ROAD, SHIVAJI CHOWK, NEAR ASHOK ANIL… in ULHASNAGAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
