Use this page as a one-stop reference for everything related to Bandhan Bank Limited's TITLAGARH BRANCH branch in TITLAGARH, ODISHA. The branch's IFSC code BDBL0002356 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's TITLAGARH BRANCH branch, the IFSC BDBL0002356 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 002356 identifies this particular branch.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Titlagarh Branch |
| IFSC Code | BDBL0002356 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, TEMPLE ROAD, INFRONT OF UCO BANK, PO. TOTLAGARH, DIST. BOLANGIR, ODISHA, PIN. 767033 |
| City | Titlagarh |
| District | Balangir |
| State | Odisha |
| Phone | 9230523561 |
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Titlagarh Branch branch in Titlagarh, Odisha is part of this network and uses the IFSC code BDBL0002356 for all electronic settlement.
About the Titlagarh Branch branch
The Titlagarh Branch branch of Bandhan Bank Limited is situated at GROUND FLOOR, TEMPLE ROAD, INFRONT OF UCO BANK, PO. TOTLAGARH, DIST. BOLANGIR, ODISHA, PIN. 767033. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002356 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's TITLAGARH BRANCH branch came to be assigned the code BDBL0002356.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002356, money simply cannot be routed to the TITLAGARH BRANCH branch electronically.
How to transfer money using IFSC BDBL0002356
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002356 across all three.
How to use IFSC BDBL0002356 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's TITLAGARH BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0002356.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as TITLAGARH BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BDBL0002356
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – TITLAGARH BRANCH, ensure your bank's portal accepts IFSC BDBL0002356 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – TITLAGARH BRANCH, use IMPS. With IFSC BDBL0002356 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Titlagarh Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0002356:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TITLAGARH BRANCH is still linked to IFSC BDBL0002356.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BDBL0002356
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – TITLAGARH BRANCH is still mapped to IFSC BDBL0002356. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002356 and the beneficiary's account number to complete the transfer.
Account types you can open at the Titlagarh Branch branch
Once you have an account at Bandhan Bank Limited – TITLAGARH BRANCH, the IFSC BDBL0002356 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Titlagarh Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9230523561.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002356
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002356 and the account number together uniquely identify the Titlagarh Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BDBL0002356
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TITLAGARH BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002356 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BDBL0002356
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – TITLAGARH BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0002356. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Titlagarh Branch branch
The branch is located at GROUND FLOOR, TEMPLE ROAD, INFRONT OF UCO BANK, PO. TOTLAGARH, DIST. BOLANGIR, ODISHA, PIN. 767033, which puts it inside Titlagarh, the broader Balangir district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Titlagarh Branch branch” — the verified location pin for IFSC BDBL0002356 should appear at the top of the results.
- Confirm the branch is open by calling 9230523561 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002356 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0002356 for Bandhan Bank Limited – TITLAGARH BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Titlagarh Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002356 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedTitlagarh Branch Branch
GROUND FLOOR, TEMPLE ROAD, INFRONT OF UCO BANK, PO. TOTLAGARH, DIST. BOLANGIR, ODISHA, PIN. 767033
Titlagarh, Odisha
Phone: 9230523561
IFSC: BDBL0002356
Frequently asked questions
Can I use IFSC BDBL0002356 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002356 to send funds instantly.
Is IFSC BDBL0002356 the same for all accounts at Titlagarh Branch branch?
Yes. The IFSC BDBL0002356 is shared by every account held at Bandhan Bank Limited's Titlagarh Branch branch. Only the account number changes from customer to customer.
Is IFSC BDBL0002356 valid for NEFT and RTGS?
Yes. IFSC BDBL0002356 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bandhan Bank Limited Titlagarh Branch branch located?
Bandhan Bank Limited's Titlagarh Branch branch is located at GROUND FLOOR, TEMPLE ROAD, INFRONT OF UCO BANK, PO. TOTLAGARH, DIST. BOLANGIR, ODISHA, PIN. 767033, Titlagarh, Odisha.
Does Bandhan Bank Limited Titlagarh Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9230523561 to confirm.
What is the phone number of Bandhan Bank Limited Titlagarh Branch branch?
You can reach the branch at 9230523561 during regular banking hours.
How do I add Bandhan Bank Limited Titlagarh Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002356, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BDBL0002356 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Titlagarh Branch reflect within 30 minutes.
Final notes
To recap: BDBL0002356 is the IFSC code of Bandhan Bank Limited, TITLAGARH BRANCH branch, in TITLAGARH, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
