Below are the complete branch details for Bandhan Bank Limited, GHODBUNDER ROAD BRANCH, THANE WEST branch, located in THANE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0002770. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0002770 for Bandhan Bank Limited – GHODBUNDER ROAD BRANCH, THANE WEST — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's GHODBUNDER ROAD BRANCH, THANE WEST branch, the IFSC BDBL0002770 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 002770 identifies this particular branch.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Ghodbunder Road Branch, Thane West |
| IFSC Code | BDBL0002770 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHOP NO 09, PURANIK CAPITOL PREMISES CHS LTD, CITY SURVEY NO 35, GHODBUNDER ROAD, KASARVADAVALI, DIST - THANE, STATE - MAHARASHTRA, PIN - 400615 |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| STD Code | 33 |
| Phone | 40456456 |
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ghodbunder Road Branch, Thane West branch in Thane, Maharashtra is part of this network and uses the IFSC code BDBL0002770 for all electronic settlement.
About the Ghodbunder Road Branch, Thane West branch
The Ghodbunder Road Branch, Thane West branch of Bandhan Bank Limited is situated at GROUND FLOOR, SHOP NO 09, PURANIK CAPITOL PREMISES CHS LTD, CITY SURVEY NO 35, GHODBUNDER ROAD, KASARVADAVALI, DIST - THANE, STATE - MAHARASHTRA, PIN - 400615. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002770 is used.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GHODBUNDER ROAD BRANCH, THANE WEST of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002770 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002770 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BDBL0002770
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002770 across all three.
How to use IFSC BDBL0002770 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's GHODBUNDER ROAD BRANCH, THANE WEST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0002770.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as GHODBUNDER ROAD BRANCH, THANE WEST.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BDBL0002770
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – GHODBUNDER ROAD BRANCH, THANE WEST, ensure your bank's portal accepts IFSC BDBL0002770 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bandhan Bank Limited GHODBUNDER ROAD BRANCH, THANE WEST (IFSC BDBL0002770)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002770 in your mobile or internet banking app, and the money is credited to the GHODBUNDER ROAD BRANCH, THANE WEST branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Ghodbunder Road Branch, Thane West
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0002770:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GHODBUNDER ROAD BRANCH, THANE WEST is still linked to IFSC BDBL0002770.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's GHODBUNDER ROAD BRANCH, THANE WEST branch, the IFSC BDBL0002770 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Ghodbunder Road Branch, Thane West branch
Once you have an account at Bandhan Bank Limited – GHODBUNDER ROAD BRANCH, THANE WEST, the IFSC BDBL0002770 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ghodbunder Road Branch, Thane West branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 33-40456456.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002770
MICR & cheque-truncation details
Cheques drawn on the Ghodbunder Road Branch, Thane West branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002770 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BDBL0002770
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GHODBUNDER ROAD BRANCH, THANE WEST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002770 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BDBL0002770
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – GHODBUNDER ROAD BRANCH, THANE WEST, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0002770. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ghodbunder Road Branch, Thane West branch sits at GROUND FLOOR, SHOP NO 09, PURANIK CAPITOL PREMISES CHS LTD, CITY SURVEY NO 35, GHODBUNDER ROAD, KASARVADAVALI, DIST - THANE, STATE - MAHARASHTRA, PIN - 400615. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call 33-40456456 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002770 and your account number.
Verifying IFSC BDBL0002770 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002770 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-40456456.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ghodbunder Road Branch, Thane West are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002770 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedGhodbunder Road Branch, Thane West Branch
GROUND FLOOR, SHOP NO 09, PURANIK CAPITOL PREMISES CHS LTD, CITY SURVEY NO 35, GHODBUNDER ROAD, KASARVADAVALI, DIST - THANE, STATE - MAHARASHTRA, PIN - 400615
Thane, Maharashtra
Phone: 33-40456456
IFSC: BDBL0002770
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ghodbunder Road Branch, Thane West branch but serve different purposes.
Is IFSC BDBL0002770 the same for all accounts at Ghodbunder Road Branch, Thane West branch?
Yes. The IFSC BDBL0002770 is shared by every account held at Bandhan Bank Limited's Ghodbunder Road Branch, Thane West branch. Only the account number changes from customer to customer.
What is the phone number of Bandhan Bank Limited Ghodbunder Road Branch, Thane West branch?
You can reach the branch at 33-40456456 during regular banking hours.
Is IFSC BDBL0002770 valid for NEFT and RTGS?
Yes. IFSC BDBL0002770 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bandhan Bank Limited Ghodbunder Road Branch, Thane West as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002770, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BDBL0002770 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002770 to send funds instantly.
What is the IFSC code of Bandhan Bank Limited Ghodbunder Road Branch, Thane West branch?
The IFSC code of Bandhan Bank Limited, Ghodbunder Road Branch, Thane West branch is BDBL0002770. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BDBL0002770 belongs to Bandhan Bank Limited's GHODBUNDER ROAD BRANCH, THANE WEST branch, located at GROUND FLOOR, SHOP NO 09, PURANIK CAPITOL PREMISES CHS LTD, CITY SURVEY NO 35,… in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
