Use this page as a one-stop reference for everything related to Bandhan Bank Limited's THAKURNAGAR branch in THAKURNAGAR, WEST BENGAL. The branch's IFSC code BDBL0002022 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bandhan Bank Limited – THAKURNAGAR is BDBL0002022. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002022 map to this branch in THAKURNAGAR, WEST BENGAL.
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thakurnagar branch in Thakurnagar, West Bengal is part of this network and uses the IFSC code BDBL0002022 for all electronic settlement.
About the Thakurnagar branch
The Thakurnagar branch of Bandhan Bank Limited is situated at THAKURNAGAR STATION RD, THAKURNAGAR, GAIGHATA, 24 PGS N , PIN-743287. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002022 is used.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Thakurnagar |
| IFSC Code | BDBL0002022 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THAKURNAGAR STATION RD, THAKURNAGAR, GAIGHATA, 24 PGS N , PIN-743287 |
| City | Thakurnagar |
| District | North Twenty Four Parganas |
| State | West Bengal |
| Phone | 9903820221 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's THAKURNAGAR branch came to be assigned the code BDBL0002022.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002022, money simply cannot be routed to the THAKURNAGAR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Thakurnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002022 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BDBL0002022
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002022 across all three.
NEFT to Bandhan Bank Limited, THAKURNAGAR using IFSC BDBL0002022
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002022, and confirm that the system picks up Bandhan Bank Limited – THAKURNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0002022
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – THAKURNAGAR, ensure your bank's portal accepts IFSC BDBL0002022 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – THAKURNAGAR, use IMPS. With IFSC BDBL0002022 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002022 for Bandhan Bank Limited – THAKURNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002022 | Yes – BDBL0002022 | Yes – BDBL0002022 |
For most retail customers crediting the Thakurnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0002022
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – THAKURNAGAR is still mapped to IFSC BDBL0002022. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002022 and the beneficiary's account number to complete the transfer.
Account types you can open at the Thakurnagar branch
Once you have an account at Bandhan Bank Limited – THAKURNAGAR, the IFSC BDBL0002022 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Thakurnagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9903820221.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002022
Online banking and IFSC BDBL0002022
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THAKURNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002022 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Thakurnagar branch sits at THAKURNAGAR STATION RD, THAKURNAGAR, GAIGHATA, 24 PGS N , PIN-743287. If you are travelling from outside Thakurnagar, search for the branch on a maps application using the bank name and locality, or call 9903820221 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002022 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – THAKURNAGAR:
- The IFSC is exactly BDBL0002022 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and THAKURNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Thakurnagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002022 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0002022 for Bandhan Bank Limited – THAKURNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bandhan Bank LimitedThakurnagar Branch
THAKURNAGAR STATION RD, THAKURNAGAR, GAIGHATA, 24 PGS N , PIN-743287
Thakurnagar, West Bengal
Phone: 9903820221
IFSC: BDBL0002022
Frequently asked questions
Does Bandhan Bank Limited Thakurnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9903820221 to confirm.
What is the IFSC code of Bandhan Bank Limited Thakurnagar branch?
The IFSC code of Bandhan Bank Limited, Thakurnagar branch is BDBL0002022. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bandhan Bank Limited Thakurnagar branch?
You can reach the branch at 9903820221 during regular banking hours.
Is IFSC BDBL0002022 valid for NEFT and RTGS?
Yes. IFSC BDBL0002022 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BDBL0002022 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Thakurnagar reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thakurnagar branch but serve different purposes.
How do I add Bandhan Bank Limited Thakurnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002022, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BDBL0002022 the same for all accounts at Thakurnagar branch?
Yes. The IFSC BDBL0002022 is shared by every account held at Bandhan Bank Limited's Thakurnagar branch. Only the account number changes from customer to customer.
Summary
The IFSC code BDBL0002022 belongs to Bandhan Bank Limited's THAKURNAGAR branch, located at THAKURNAGAR STATION RD, THAKURNAGAR, GAIGHATA, 24 PGS N , PIN-743287 in THAKURNAGAR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
