Below are the complete branch details for Bandhan Bank Limited, TATIKATA branch, located in TATIKATA, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0001438. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0001438 for Bandhan Bank Limited – TATIKATA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's TATIKATA branch, the IFSC BDBL0001438 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 001438 identifies this particular branch.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Tatikata |
| IFSC Code | BDBL0001438 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL TATIKATA PATHAR, P.O MOIRABARI, ASSAM, DIST. MORIGAON, PIN-782126 |
| City | Tatikata |
| District | Morigaon |
| State | Assam |
| Phone | 9706414381 |
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Tatikata branch in Tatikata. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0001438.
Tatikata branch overview
Located at VILL TATIKATA PATHAR, P.O MOIRABARI, ASSAM, DIST. MORIGAON, PIN-782126, the Tatikata branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0001438 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's TATIKATA branch came to be assigned the code BDBL0001438.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001438, money simply cannot be routed to the TATIKATA branch electronically.
How to transfer money using IFSC BDBL0001438
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001438 across all three.
How to use IFSC BDBL0001438 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's TATIKATA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0001438.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as TATIKATA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BDBL0001438
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – TATIKATA, ensure your bank's portal accepts IFSC BDBL0001438 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bandhan Bank Limited TATIKATA (IFSC BDBL0001438)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001438 in your mobile or internet banking app, and the money is credited to the TATIKATA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001438 for Bandhan Bank Limited – TATIKATA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001438 | Yes – BDBL0001438 | Yes – BDBL0001438 |
For most retail customers crediting the Tatikata branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0001438
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – TATIKATA is still mapped to IFSC BDBL0001438. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001438 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Tatikata branch is mapped to IFSC BDBL0001438 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001438.
Products and services
Customers walking into the Tatikata branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001438
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001438 and the account number together uniquely identify the Tatikata branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Tatikata branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001438 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BDBL0001438
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – TATIKATA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001438. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Tatikata branch sits at VILL TATIKATA PATHAR, P.O MOIRABARI, ASSAM, DIST. MORIGAON, PIN-782126. If you are travelling from outside Tatikata, search for the branch on a maps application using the bank name and locality, or call 9706414381 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001438 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0001438 for Bandhan Bank Limited – TATIKATA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tatikata branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0001438, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedTatikata Branch
VILL TATIKATA PATHAR, P.O MOIRABARI, ASSAM, DIST. MORIGAON, PIN-782126
Tatikata, Assam
Phone: 9706414381
IFSC: BDBL0001438
Frequently asked questions
How do I add Bandhan Bank Limited Tatikata as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001438, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BDBL0001438 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001438 to send funds instantly.
Is IFSC BDBL0001438 valid for NEFT and RTGS?
Yes. IFSC BDBL0001438 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BDBL0001438 the same for all accounts at Tatikata branch?
Yes. The IFSC BDBL0001438 is shared by every account held at Bandhan Bank Limited's Tatikata branch. Only the account number changes from customer to customer.
Where is Bandhan Bank Limited Tatikata branch located?
Bandhan Bank Limited's Tatikata branch is located at VILL TATIKATA PATHAR, P.O MOIRABARI, ASSAM, DIST. MORIGAON, PIN-782126, Tatikata, Assam.
How quickly will an NEFT transfer using BDBL0001438 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Tatikata reflect within 30 minutes.
Does Bandhan Bank Limited Tatikata branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9706414381 to confirm.
Final notes
To recap: BDBL0001438 is the IFSC code of Bandhan Bank Limited, TATIKATA branch, in TATIKATA, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
