If you are searching for the IFSC code of Bandhan Bank Limited, SILVASSA I branch in SURAT, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BDBL0002870. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SILVASSA I branch, and detailed step-by-step guides for using the IFSC BDBL0002870 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's SILVASSA I branch, the IFSC BDBL0002870 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 002870 identifies this particular branch.
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Silvassa I branch in Surat, Gujarat is part of this network and uses the IFSC code BDBL0002870 for all electronic settlement.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Silvassa I |
| IFSC Code | BDBL0002870 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HF CENTER OFFICE NO.110 & 111, FIRST FLOOR, ASHA COMPLEX, NEAR HOTEL WOODLAND, OPP. PETROL PUMP, SILVASSA CHAR RASTA, SILVASSA - 396230. GUJARAT |
| City | Surat |
| District | Surat |
| State | Gujarat |
| STD Code | 33 |
| Phone | 40456456 |
Silvassa I branch overview
Located at HF CENTER OFFICE NO.110 & 111, FIRST FLOOR, ASHA COMPLEX, NEAR HOTEL WOODLAND, OPP. PETROL PUMP, SILVASSA CHAR RASTA, SILVASSA - 396230. GUJARAT, the Silvassa I branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0002870 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's SILVASSA I branch came to be assigned the code BDBL0002870.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002870, money simply cannot be routed to the SILVASSA I branch electronically.
Products and account variants supported
Every account opened at the Silvassa I branch is mapped to IFSC BDBL0002870 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0002870.
Products and services
Customers walking into the Silvassa I branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002870
How to transfer money using IFSC BDBL0002870
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002870 across all three.
How to use IFSC BDBL0002870 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's SILVASSA I branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0002870.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as SILVASSA I.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SILVASSA I
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's SILVASSA I branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002870 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – SILVASSA I, use IMPS. With IFSC BDBL0002870 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002870 for Bandhan Bank Limited – SILVASSA I, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002870 | Yes – BDBL0002870 | Yes – BDBL0002870 |
For most retail customers crediting the Silvassa I branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0002870
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – SILVASSA I is still mapped to IFSC BDBL0002870. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002870 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BDBL0002870
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SILVASSA I branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002870 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Silvassa I branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002870 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BDBL0002870
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – SILVASSA I, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0002870. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Silvassa I branch sits at HF CENTER OFFICE NO.110 & 111, FIRST FLOOR, ASHA COMPLEX, NEAR HOTEL WOODLAND, OPP. PETROL PUMP, SILVASSA CHAR RASTA, SILVASSA - 396230. GUJARAT. If you are travelling from outside Surat, search for the branch on a maps application using the bank name and locality, or call 33-40456456 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002870 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0002870 for Bandhan Bank Limited – SILVASSA I, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Silvassa I branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0002870, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedSilvassa I Branch
HF CENTER OFFICE NO.110 & 111, FIRST FLOOR, ASHA COMPLEX, NEAR HOTEL WOODLAND, OPP. PETROL PUMP, SILVASSA CHAR RASTA, SILVASSA - 396230. GUJARAT
Surat, Gujarat
Phone: 33-40456456
IFSC: BDBL0002870
Frequently asked questions
Where is Bandhan Bank Limited Silvassa I branch located?
Bandhan Bank Limited's Silvassa I branch is located at HF CENTER OFFICE NO.110 & 111, FIRST FLOOR, ASHA COMPLEX, NEAR HOTEL WOODLAND, OPP. PETROL PUMP, SILVASSA CHAR RASTA, SILVASSA - 396230. GUJARAT, Surat, Gujarat.
What is the phone number of Bandhan Bank Limited Silvassa I branch?
You can reach the branch at 33-40456456 during regular banking hours.
Is IFSC BDBL0002870 valid for NEFT and RTGS?
Yes. IFSC BDBL0002870 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BDBL0002870 the same for all accounts at Silvassa I branch?
Yes. The IFSC BDBL0002870 is shared by every account held at Bandhan Bank Limited's Silvassa I branch. Only the account number changes from customer to customer.
Can I use IFSC BDBL0002870 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002870 to send funds instantly.
Does Bandhan Bank Limited Silvassa I branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-40456456 to confirm.
Summary
The IFSC code BDBL0002870 belongs to Bandhan Bank Limited's SILVASSA I branch, located at HF CENTER OFFICE NO.110 & 111, FIRST FLOOR, ASHA COMPLEX, NEAR HOTEL WOODLAND,… in SURAT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
