Below are the complete branch details for Bandhan Bank Limited, SARTHANA SURAT branch, located in SURAT, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0002491. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0002491 for Bandhan Bank Limited – SARTHANA SURAT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0002491 is the IFSC of Bandhan Bank Limited's SARTHANA SURAT branch. The format is fixed: BDBL = bank code, 0 = reserved, 002491 = branch identifier.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Sarthana Surat |
| IFSC Code | BDBL0002491 |
| MICR Code | Refer to cheque leaf |
| Branch Address | G - 1, GROUND FLOOR, BLUE POINT, SARTHANA JAKATNAKA, KAMREJ ROAD, VARCHHA , DIST - SURAT , STATE - GUJARAT , PIN - 395006 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Phone | 9903424911 |
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sarthana Surat branch in Surat, Gujarat is part of this network and uses the IFSC code BDBL0002491 for all electronic settlement.
About the Sarthana Surat branch
The Sarthana Surat branch of Bandhan Bank Limited is situated at G - 1, GROUND FLOOR, BLUE POINT, SARTHANA JAKATNAKA, KAMREJ ROAD, VARCHHA , DIST - SURAT , STATE - GUJARAT , PIN - 395006. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002491 is used.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SARTHANA SURAT of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002491 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002491 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BDBL0002491
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002491 across all three.
How to use IFSC BDBL0002491 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's SARTHANA SURAT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0002491.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as SARTHANA SURAT.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BDBL0002491
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – SARTHANA SURAT, ensure your bank's portal accepts IFSC BDBL0002491 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – SARTHANA SURAT, use IMPS. With IFSC BDBL0002491 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002491 for Bandhan Bank Limited – SARTHANA SURAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002491 | Yes – BDBL0002491 | Yes – BDBL0002491 |
For most retail customers crediting the Sarthana Surat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's SARTHANA SURAT branch, the IFSC BDBL0002491 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Sarthana Surat branch
Once you have an account at Bandhan Bank Limited – SARTHANA SURAT, the IFSC BDBL0002491 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sarthana Surat branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002491
MICR & cheque-truncation details
Cheques drawn on the Sarthana Surat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002491 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BDBL0002491
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SARTHANA SURAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002491 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – SARTHANA SURAT:
- The IFSC is exactly BDBL0002491 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and SARTHANA SURAT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sarthana Surat branch
The branch is located at G - 1, GROUND FLOOR, BLUE POINT, SARTHANA JAKATNAKA, KAMREJ ROAD, VARCHHA , DIST - SURAT , STATE - GUJARAT , PIN - 395006, which puts it inside Surat, the broader Surat district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Sarthana Surat branch” — the verified location pin for IFSC BDBL0002491 should appear at the top of the results.
- Confirm the branch is open by calling 9903424911 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002491 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0002491 for Bandhan Bank Limited – SARTHANA SURAT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sarthana Surat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0002491, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedSarthana Surat Branch
G - 1, GROUND FLOOR, BLUE POINT, SARTHANA JAKATNAKA, KAMREJ ROAD, VARCHHA , DIST - SURAT , STATE - GUJARAT , PIN - 395006
Surat, Gujarat
Phone: 9903424911
IFSC: BDBL0002491
Frequently asked questions
Can I use IFSC BDBL0002491 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002491 to send funds instantly.
Does Bandhan Bank Limited Sarthana Surat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9903424911 to confirm.
Is IFSC BDBL0002491 valid for NEFT and RTGS?
Yes. IFSC BDBL0002491 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sarthana Surat branch but serve different purposes.
Is IFSC BDBL0002491 the same for all accounts at Sarthana Surat branch?
Yes. The IFSC BDBL0002491 is shared by every account held at Bandhan Bank Limited's Sarthana Surat branch. Only the account number changes from customer to customer.
Where is Bandhan Bank Limited Sarthana Surat branch located?
Bandhan Bank Limited's Sarthana Surat branch is located at G - 1, GROUND FLOOR, BLUE POINT, SARTHANA JAKATNAKA, KAMREJ ROAD, VARCHHA , DIST - SURAT , STATE - GUJARAT , PIN - 395006, Surat, Gujarat.
How do I add Bandhan Bank Limited Sarthana Surat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002491, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BDBL0002491 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Sarthana Surat reflect within 30 minutes.
Final notes
To recap: BDBL0002491 is the IFSC code of Bandhan Bank Limited, SARTHANA SURAT branch, in SURAT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
