If you are searching for the IFSC code of Bandhan Bank Limited, PARLE POINT BRANCH branch in SURAT, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is BDBL0002995. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PARLE POINT BRANCH branch, and detailed step-by-step guides for using the IFSC BDBL0002995 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0002995 is the IFSC of Bandhan Bank Limited's PARLE POINT BRANCH branch. The format is fixed: BDBL = bank code, 0 = reserved, 002995 = branch identifier.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Parle Point Branch branch in Surat. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0002995.
About this branch
The branch is located at GROUND FLOOR, SHOP NO 31 TO 37, MEGH MAYUR PLAZA, OPPOSITE JANI FARSHAN, PARLE POINT, DIST - SURAT, STATE - GUJARAT, PIN - 395007. It serves the Surat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0002995 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Parle Point Branch |
| IFSC Code | BDBL0002995 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHOP NO 31 TO 37, MEGH MAYUR PLAZA, OPPOSITE JANI FARSHAN, PARLE POINT, DIST - SURAT, STATE - GUJARAT, PIN - 395007 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| STD Code | 33 |
| Phone | 40456456 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's PARLE POINT BRANCH branch came to be assigned the code BDBL0002995.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002995, money simply cannot be routed to the PARLE POINT BRANCH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002995 and the account number together uniquely identify the Parle Point Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BDBL0002995
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002995 across all three.
NEFT to Bandhan Bank Limited, PARLE POINT BRANCH using IFSC BDBL0002995
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002995, and confirm that the system picks up Bandhan Bank Limited – PARLE POINT BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PARLE POINT BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's PARLE POINT BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002995 while initiating the transfer and the credit will appear within minutes.
IMPS to Bandhan Bank Limited PARLE POINT BRANCH (IFSC BDBL0002995)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002995 in your mobile or internet banking app, and the money is credited to the PARLE POINT BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002995 for Bandhan Bank Limited – PARLE POINT BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002995 | Yes – BDBL0002995 | Yes – BDBL0002995 |
For most retail customers crediting the Parle Point Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0002995
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – PARLE POINT BRANCH is still mapped to IFSC BDBL0002995. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002995 and the beneficiary's account number to complete the transfer.
Account types you can open at the Parle Point Branch branch
Once you have an account at Bandhan Bank Limited – PARLE POINT BRANCH, the IFSC BDBL0002995 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Parle Point Branch branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002995
Online banking and IFSC BDBL0002995
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PARLE POINT BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002995 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Parle Point Branch branch
The branch is located at GROUND FLOOR, SHOP NO 31 TO 37, MEGH MAYUR PLAZA, OPPOSITE JANI FARSHAN, PARLE POINT, DIST - SURAT, STATE - GUJARAT, PIN - 395007, which puts it inside Surat, the broader Surat district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Parle Point Branch branch” — the verified location pin for IFSC BDBL0002995 should appear at the top of the results.
- Confirm the branch is open by calling 33-40456456 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002995 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – PARLE POINT BRANCH:
- The IFSC is exactly BDBL0002995 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and PARLE POINT BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Parle Point Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002995 continue to work without interruption.
Verifying IFSC BDBL0002995 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002995 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-40456456.
- Visiting the bank's official branch locator page.
Branch address & contact
Bandhan Bank LimitedParle Point Branch Branch
GROUND FLOOR, SHOP NO 31 TO 37, MEGH MAYUR PLAZA, OPPOSITE JANI FARSHAN, PARLE POINT, DIST - SURAT, STATE - GUJARAT, PIN - 395007
Surat, Gujarat
Phone: 33-40456456
IFSC: BDBL0002995
Frequently asked questions
Where is Bandhan Bank Limited Parle Point Branch branch located?
Bandhan Bank Limited's Parle Point Branch branch is located at GROUND FLOOR, SHOP NO 31 TO 37, MEGH MAYUR PLAZA, OPPOSITE JANI FARSHAN, PARLE POINT, DIST - SURAT, STATE - GUJARAT, PIN - 395007, Surat, Gujarat.
Does Bandhan Bank Limited Parle Point Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-40456456 to confirm.
How quickly will an NEFT transfer using BDBL0002995 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Parle Point Branch reflect within 30 minutes.
What is the phone number of Bandhan Bank Limited Parle Point Branch branch?
You can reach the branch at 33-40456456 during regular banking hours.
Is IFSC BDBL0002995 the same for all accounts at Parle Point Branch branch?
Yes. The IFSC BDBL0002995 is shared by every account held at Bandhan Bank Limited's Parle Point Branch branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Parle Point Branch branch but serve different purposes.
Can I use IFSC BDBL0002995 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002995 to send funds instantly.
Final notes
To recap: BDBL0002995 is the IFSC code of Bandhan Bank Limited, PARLE POINT BRANCH branch, in SURAT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
