Use this page as a one-stop reference for everything related to Bandhan Bank Limited's BISRA BRANCH branch in SUNDARGHAR, ODISHA. The branch's IFSC code BDBL0002745 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0002745 is the IFSC of Bandhan Bank Limited's BISRA BRANCH branch. The format is fixed: BDBL = bank code, 0 = reserved, 002745 = branch identifier.
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bisra Branch branch in Sundarghar, Odisha is part of this network and uses the IFSC code BDBL0002745 for all electronic settlement.
About the Bisra Branch branch
The Bisra Branch branch of Bandhan Bank Limited is situated at GROUND FLOOR PO BISRA DISTRICT SUNDARGHAR STATE ODISHA PINCODE 770036. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002745 is used.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Bisra Branch |
| IFSC Code | BDBL0002745 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR PO BISRA DISTRICT SUNDARGHAR STATE ODISHA PINCODE 770036 |
| City | Sundarghar |
| District | Sundargarh |
| State | Odisha |
| STD Code | 16 |
| Phone | 9583781134 |
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BISRA BRANCH of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002745 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002745 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002745 and the account number together uniquely identify the Bisra Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BDBL0002745
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002745 across all three.
NEFT to Bandhan Bank Limited, BISRA BRANCH using IFSC BDBL0002745
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002745, and confirm that the system picks up Bandhan Bank Limited – BISRA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BISRA BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's BISRA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002745 while initiating the transfer and the credit will appear within minutes.
IMPS to Bandhan Bank Limited BISRA BRANCH (IFSC BDBL0002745)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002745 in your mobile or internet banking app, and the money is credited to the BISRA BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002745 for Bandhan Bank Limited – BISRA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002745 | Yes – BDBL0002745 | Yes – BDBL0002745 |
For most retail customers crediting the Bisra Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0002745
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – BISRA BRANCH is still mapped to IFSC BDBL0002745. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002745 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bisra Branch branch
Once you have an account at Bandhan Bank Limited – BISRA BRANCH, the IFSC BDBL0002745 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bisra Branch branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002745
Online banking and IFSC BDBL0002745
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BISRA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002745 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Bisra Branch branch
The branch is located at GROUND FLOOR PO BISRA DISTRICT SUNDARGHAR STATE ODISHA PINCODE 770036, which puts it inside Sundarghar, the broader Sundargarh district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Bisra Branch branch” — the verified location pin for IFSC BDBL0002745 should appear at the top of the results.
- Confirm the branch is open by calling 16-9583781134 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002745 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – BISRA BRANCH:
- The IFSC is exactly BDBL0002745 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and BISRA BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Bisra Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002745 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0002745 for Bandhan Bank Limited – BISRA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bandhan Bank LimitedBisra Branch Branch
GROUND FLOOR PO BISRA DISTRICT SUNDARGHAR STATE ODISHA PINCODE 770036
Sundarghar, Odisha
Phone: 16-9583781134
IFSC: BDBL0002745
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bisra Branch branch but serve different purposes.
What is the IFSC code of Bandhan Bank Limited Bisra Branch branch?
The IFSC code of Bandhan Bank Limited, Bisra Branch branch is BDBL0002745. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BDBL0002745 the same for all accounts at Bisra Branch branch?
Yes. The IFSC BDBL0002745 is shared by every account held at Bandhan Bank Limited's Bisra Branch branch. Only the account number changes from customer to customer.
How do I add Bandhan Bank Limited Bisra Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002745, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bandhan Bank Limited Bisra Branch branch?
You can reach the branch at 16-9583781134 during regular banking hours.
Is IFSC BDBL0002745 valid for NEFT and RTGS?
Yes. IFSC BDBL0002745 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BDBL0002745 belongs to Bandhan Bank Limited's BISRA BRANCH branch, located at GROUND FLOOR PO BISRA DISTRICT SUNDARGHAR STATE ODISHA PINCODE 770036 in SUNDARGHAR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
