Use this page as a one-stop reference for everything related to Bandhan Bank Limited's RAJGANJ BRANCH branch in SILIGURI, WEST BENGAL. The branch's IFSC code BDBL0002222 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bandhan Bank Limited – RAJGANJ BRANCH is BDBL0002222. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002222 map to this branch in SILIGURI, WEST BENGAL.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Rajganj Branch branch in Siliguri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0002222.
About this branch
The branch is located at GROUND FLOOR VILLAGE- TELEPARA, PO- RAJGANJ, PS- RAJGANJ, DIST- JALPAIGURI, WEST BENGAL, PIN- 735134. It serves the Siliguri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0002222 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Rajganj Branch |
| IFSC Code | BDBL0002222 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR VILLAGE- TELEPARA, PO- RAJGANJ, PS- RAJGANJ, DIST- JALPAIGURI, WEST BENGAL, PIN- 735134 |
| City | Siliguri |
| District | Jalpaiguri |
| State | West Bengal |
| STD Code | 91 |
| Phone | 8335922221 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's RAJGANJ BRANCH branch came to be assigned the code BDBL0002222.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002222, money simply cannot be routed to the RAJGANJ BRANCH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002222 and the account number together uniquely identify the Rajganj Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BDBL0002222
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002222 across all three.
How to use IFSC BDBL0002222 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's RAJGANJ BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0002222.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as RAJGANJ BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RAJGANJ BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's RAJGANJ BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002222 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – RAJGANJ BRANCH, use IMPS. With IFSC BDBL0002222 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002222 for Bandhan Bank Limited – RAJGANJ BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002222 | Yes – BDBL0002222 | Yes – BDBL0002222 |
For most retail customers crediting the Rajganj Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0002222
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – RAJGANJ BRANCH is still mapped to IFSC BDBL0002222. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002222 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Rajganj Branch branch is mapped to IFSC BDBL0002222 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0002222.
Banking services available
The Rajganj Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8335922221.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002222
Online banking and IFSC BDBL0002222
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the RAJGANJ BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002222 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Rajganj Branch branch
The branch is located at GROUND FLOOR VILLAGE- TELEPARA, PO- RAJGANJ, PS- RAJGANJ, DIST- JALPAIGURI, WEST BENGAL, PIN- 735134, which puts it inside Siliguri, the broader Jalpaiguri district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Rajganj Branch branch” — the verified location pin for IFSC BDBL0002222 should appear at the top of the results.
- Confirm the branch is open by calling 91-8335922221 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002222 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – RAJGANJ BRANCH:
- The IFSC is exactly BDBL0002222 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and RAJGANJ BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Rajganj Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002222 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0002222 for Bandhan Bank Limited – RAJGANJ BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bandhan Bank LimitedRajganj Branch Branch
GROUND FLOOR VILLAGE- TELEPARA, PO- RAJGANJ, PS- RAJGANJ, DIST- JALPAIGURI, WEST BENGAL, PIN- 735134
Siliguri, West Bengal
Phone: 91-8335922221
IFSC: BDBL0002222
Frequently asked questions
Is IFSC BDBL0002222 valid for NEFT and RTGS?
Yes. IFSC BDBL0002222 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BDBL0002222 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002222 to send funds instantly.
Is IFSC BDBL0002222 the same for all accounts at Rajganj Branch branch?
Yes. The IFSC BDBL0002222 is shared by every account held at Bandhan Bank Limited's Rajganj Branch branch. Only the account number changes from customer to customer.
Where is Bandhan Bank Limited Rajganj Branch branch located?
Bandhan Bank Limited's Rajganj Branch branch is located at GROUND FLOOR VILLAGE- TELEPARA, PO- RAJGANJ, PS- RAJGANJ, DIST- JALPAIGURI, WEST BENGAL, PIN- 735134, Siliguri, West Bengal.
How quickly will an NEFT transfer using BDBL0002222 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Rajganj Branch reflect within 30 minutes.
What is the phone number of Bandhan Bank Limited Rajganj Branch branch?
You can reach the branch at 91-8335922221 during regular banking hours.
Does Bandhan Bank Limited Rajganj Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8335922221 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rajganj Branch branch but serve different purposes.
Summary
The IFSC code BDBL0002222 belongs to Bandhan Bank Limited's RAJGANJ BRANCH branch, located at GROUND FLOOR VILLAGE- TELEPARA, PO- RAJGANJ, PS- RAJGANJ, DIST- JALPAIGURI,… in SILIGURI, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


