This page lists the IFSC code, branch address, contact number and fund-transfer information for Bandhan Bank Limited, SIKENDRA branch in SIKENDRA. The 11-digit IFSC BDBL0001304 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bandhan Bank Limited at the SIKENDRA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001304 is the IFSC of Bandhan Bank Limited's SIKENDRA branch. The format is fixed: BDBL = bank code, 0 = reserved, 001304 = branch identifier.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Sikendra branch in Sikendra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0001304.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Sikendra |
| IFSC Code | BDBL0001304 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JAMUI ROAD, PO - SIKANDRA, DIST -JAMUI, STATE -BIHAR, PIN -811315 |
| City | Sikendra |
| District | Jamui |
| State | Bihar |
| Phone | 9102113041 |
About the Sikendra branch
The Sikendra branch of Bandhan Bank Limited is situated at JAMUI ROAD, PO - SIKANDRA, DIST -JAMUI, STATE -BIHAR, PIN -811315. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0001304 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's SIKENDRA branch came to be assigned the code BDBL0001304.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001304, money simply cannot be routed to the SIKENDRA branch electronically.
Products and account variants supported
Every account opened at the Sikendra branch is mapped to IFSC BDBL0001304 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001304.
Products and services
Customers walking into the Sikendra branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001304
How to transfer money using IFSC BDBL0001304
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001304 across all three.
NEFT to Bandhan Bank Limited, SIKENDRA using IFSC BDBL0001304
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001304, and confirm that the system picks up Bandhan Bank Limited – SIKENDRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0001304
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – SIKENDRA, ensure your bank's portal accepts IFSC BDBL0001304 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – SIKENDRA, use IMPS. With IFSC BDBL0001304 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001304 for Bandhan Bank Limited – SIKENDRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001304 | Yes – BDBL0001304 | Yes – BDBL0001304 |
For most retail customers crediting the Sikendra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's SIKENDRA branch, the IFSC BDBL0001304 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BDBL0001304
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SIKENDRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001304 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001304 and the account number together uniquely identify the Sikendra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BDBL0001304
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – SIKENDRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001304. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Sikendra branch
The branch is located at JAMUI ROAD, PO - SIKANDRA, DIST -JAMUI, STATE -BIHAR, PIN -811315, which puts it inside Sikendra, the broader Jamui district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Sikendra branch” — the verified location pin for IFSC BDBL0001304 should appear at the top of the results.
- Confirm the branch is open by calling 9102113041 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001304 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0001304 for Bandhan Bank Limited – SIKENDRA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Sikendra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001304 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedSikendra Branch
JAMUI ROAD, PO - SIKANDRA, DIST -JAMUI, STATE -BIHAR, PIN -811315
Sikendra, Bihar
Phone: 9102113041
IFSC: BDBL0001304
Frequently asked questions
Does Bandhan Bank Limited Sikendra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9102113041 to confirm.
What is the IFSC code of Bandhan Bank Limited Sikendra branch?
The IFSC code of Bandhan Bank Limited, Sikendra branch is BDBL0001304. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bandhan Bank Limited Sikendra branch?
You can reach the branch at 9102113041 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sikendra branch but serve different purposes.
How do I add Bandhan Bank Limited Sikendra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001304, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BDBL0001304 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Sikendra reflect within 30 minutes.
Is IFSC BDBL0001304 the same for all accounts at Sikendra branch?
Yes. The IFSC BDBL0001304 is shared by every account held at Bandhan Bank Limited's Sikendra branch. Only the account number changes from customer to customer.
Where is Bandhan Bank Limited Sikendra branch located?
Bandhan Bank Limited's Sikendra branch is located at JAMUI ROAD, PO - SIKANDRA, DIST -JAMUI, STATE -BIHAR, PIN -811315, Sikendra, Bihar.
Final notes
To recap: BDBL0001304 is the IFSC code of Bandhan Bank Limited, SIKENDRA branch, in SIKENDRA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
