This page lists the IFSC code, branch address, contact number and fund-transfer information for Bandhan Bank Limited, SHANTINIKETAN branch in SHANTINIKETAN. The 11-digit IFSC BDBL0001249 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bandhan Bank Limited at the SHANTINIKETAN location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001249 is the IFSC of Bandhan Bank Limited's SHANTINIKETAN branch. The format is fixed: BDBL = bank code, 0 = reserved, 001249 = branch identifier.
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Shantiniketan branch — IFSC BDBL0001249 — extends the bank's services to customers in and around Shantiniketan, West Bengal.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Shantiniketan |
| IFSC Code | BDBL0001249 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, BICHITRA APARTMENT, STATION ROAD, P.O. BOLPUR, DIST. BIRBHUM, PIN-731204 |
| City | Shantiniketan |
| District | Birbhum |
| State | West Bengal |
| Phone | 7596012491 |
About this branch
The branch is located at GROUND FLOOR, BICHITRA APARTMENT, STATION ROAD, P.O. BOLPUR, DIST. BIRBHUM, PIN-731204. It serves the Shantiniketan region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001249 is used to identify this branch on the RBI payments network.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHANTINIKETAN of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001249 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001249 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Shantiniketan branch
Once you have an account at Bandhan Bank Limited – SHANTINIKETAN, the IFSC BDBL0001249 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Shantiniketan branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001249
How to transfer money using IFSC BDBL0001249
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001249 across all three.
NEFT to Bandhan Bank Limited, SHANTINIKETAN using IFSC BDBL0001249
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001249, and confirm that the system picks up Bandhan Bank Limited – SHANTINIKETAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0001249
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – SHANTINIKETAN, ensure your bank's portal accepts IFSC BDBL0001249 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – SHANTINIKETAN, use IMPS. With IFSC BDBL0001249 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001249 for Bandhan Bank Limited – SHANTINIKETAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001249 | Yes – BDBL0001249 | Yes – BDBL0001249 |
For most retail customers crediting the Shantiniketan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's SHANTINIKETAN branch, the IFSC BDBL0001249 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BDBL0001249
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SHANTINIKETAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001249 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Shantiniketan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001249 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – SHANTINIKETAN:
- The IFSC is exactly BDBL0001249 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and SHANTINIKETAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Shantiniketan branch
The branch is located at GROUND FLOOR, BICHITRA APARTMENT, STATION ROAD, P.O. BOLPUR, DIST. BIRBHUM, PIN-731204, which puts it inside Shantiniketan, the broader Birbhum district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Shantiniketan branch” — the verified location pin for IFSC BDBL0001249 should appear at the top of the results.
- Confirm the branch is open by calling 7596012491 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001249 and your account number.
Verifying IFSC BDBL0001249 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001249 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7596012491.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Shantiniketan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001249 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedShantiniketan Branch
GROUND FLOOR, BICHITRA APARTMENT, STATION ROAD, P.O. BOLPUR, DIST. BIRBHUM, PIN-731204
Shantiniketan, West Bengal
Phone: 7596012491
IFSC: BDBL0001249
Frequently asked questions
Is IFSC BDBL0001249 the same for all accounts at Shantiniketan branch?
Yes. The IFSC BDBL0001249 is shared by every account held at Bandhan Bank Limited's Shantiniketan branch. Only the account number changes from customer to customer.
How do I add Bandhan Bank Limited Shantiniketan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001249, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BDBL0001249 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Shantiniketan reflect within 30 minutes.
Where is Bandhan Bank Limited Shantiniketan branch located?
Bandhan Bank Limited's Shantiniketan branch is located at GROUND FLOOR, BICHITRA APARTMENT, STATION ROAD, P.O. BOLPUR, DIST. BIRBHUM, PIN-731204, Shantiniketan, West Bengal.
Is IFSC BDBL0001249 valid for NEFT and RTGS?
Yes. IFSC BDBL0001249 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bandhan Bank Limited Shantiniketan branch?
You can reach the branch at 7596012491 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shantiniketan branch but serve different purposes.
Does Bandhan Bank Limited Shantiniketan branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7596012491 to confirm.
Final notes
To recap: BDBL0001249 is the IFSC code of Bandhan Bank Limited, SHANTINIKETAN branch, in SHANTINIKETAN, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
