If you are searching for the IFSC code of Bandhan Bank Limited, SASARAM branch in SASARAM, BIHAR, this page has every detail you need. The verified IFSC code for this branch is BDBL0001818. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SASARAM branch, and detailed step-by-step guides for using the IFSC BDBL0001818 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's SASARAM branch, the IFSC BDBL0001818 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 001818 identifies this particular branch.
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sasaram branch in Sasaram, Bihar is part of this network and uses the IFSC code BDBL0001818 for all electronic settlement.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Sasaram |
| IFSC Code | BDBL0001818 |
| MICR Code | Refer to cheque leaf |
| Branch Address | J.P.S. BUILDING, NEAR SAHU TALKIES, GT ROAD, SARARAM, BIHAR, PIN- 821115 |
| City | Sasaram |
| District | Rohtas |
| State | Bihar |
| Phone | 9523618181 |
About the Sasaram branch
The Sasaram branch of Bandhan Bank Limited is situated at J.P.S. BUILDING, NEAR SAHU TALKIES, GT ROAD, SARARAM, BIHAR, PIN- 821115. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0001818 is used.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SASARAM of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001818 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001818 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Sasaram branch
Once you have an account at Bandhan Bank Limited – SASARAM, the IFSC BDBL0001818 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Sasaram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9523618181.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001818
How to transfer money using IFSC BDBL0001818
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001818 across all three.
How to use IFSC BDBL0001818 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's SASARAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0001818.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as SASARAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BDBL0001818
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – SASARAM, ensure your bank's portal accepts IFSC BDBL0001818 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – SASARAM, use IMPS. With IFSC BDBL0001818 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001818 for Bandhan Bank Limited – SASARAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001818 | Yes – BDBL0001818 | Yes – BDBL0001818 |
For most retail customers crediting the Sasaram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's SASARAM branch, the IFSC BDBL0001818 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BDBL0001818
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SASARAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001818 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001818 and the account number together uniquely identify the Sasaram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – SASARAM:
- The IFSC is exactly BDBL0001818 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and SASARAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sasaram branch
The branch is located at J.P.S. BUILDING, NEAR SAHU TALKIES, GT ROAD, SARARAM, BIHAR, PIN- 821115, which puts it inside Sasaram, the broader Rohtas district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Sasaram branch” — the verified location pin for IFSC BDBL0001818 should appear at the top of the results.
- Confirm the branch is open by calling 9523618181 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001818 and your account number.
Verifying IFSC BDBL0001818 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001818 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9523618181.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sasaram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0001818, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedSasaram Branch
J.P.S. BUILDING, NEAR SAHU TALKIES, GT ROAD, SARARAM, BIHAR, PIN- 821115
Sasaram, Bihar
Phone: 9523618181
IFSC: BDBL0001818
Frequently asked questions
Is IFSC BDBL0001818 valid for NEFT and RTGS?
Yes. IFSC BDBL0001818 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bandhan Bank Limited Sasaram branch?
You can reach the branch at 9523618181 during regular banking hours.
What is the IFSC code of Bandhan Bank Limited Sasaram branch?
The IFSC code of Bandhan Bank Limited, Sasaram branch is BDBL0001818. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sasaram branch but serve different purposes.
Is IFSC BDBL0001818 the same for all accounts at Sasaram branch?
Yes. The IFSC BDBL0001818 is shared by every account held at Bandhan Bank Limited's Sasaram branch. Only the account number changes from customer to customer.
Can I use IFSC BDBL0001818 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001818 to send funds instantly.
Summary
The IFSC code BDBL0001818 belongs to Bandhan Bank Limited's SASARAM branch, located at J.P.S. BUILDING, NEAR SAHU TALKIES, GT ROAD, SARARAM, BIHAR, PIN- 821115 in SASARAM, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
