IFSC Code of Bandhan Bank Limited, Sas Nagar Mohali Branch, Punjab

If you are searching for the IFSC code of Bandhan Bank Limited, SAS NAGAR MOHALI branch in SAS NAGAR MOHALI, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is BDBL0001828. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAS NAGAR MOHALI branch, and detailed step-by-step guides for using the IFSC BDBL0001828 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bandhan Bank Limited's SAS NAGAR MOHALI branch, the IFSC BDBL0001828 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 001828 identifies this particular branch.

Branch details at a glance

About the bank

Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sas Nagar Mohali branch in Sas Nagar Mohali, Punjab is part of this network and uses the IFSC code BDBL0001828 for all electronic settlement.

About this branch

The branch is located at GROUND FLOOR FIRST FLOOR, SCF-11, PHASE-3 B 2, SECTOR-60, MOHALI, PUNJAB, PIN-160059. It serves the Sas Nagar Mohali region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001828 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's SAS NAGAR MOHALI branch came to be assigned the code BDBL0001828.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001828, money simply cannot be routed to the SAS NAGAR MOHALI branch electronically.

How to transfer money using IFSC BDBL0001828

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001828 across all three.

NEFT to Bandhan Bank Limited, SAS NAGAR MOHALI using IFSC BDBL0001828

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001828, and confirm that the system picks up Bandhan Bank Limited – SAS NAGAR MOHALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SAS NAGAR MOHALI

If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's SAS NAGAR MOHALI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001828 while initiating the transfer and the credit will appear within minutes.

IMPS to Bandhan Bank Limited SAS NAGAR MOHALI (IFSC BDBL0001828)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001828 in your mobile or internet banking app, and the money is credited to the SAS NAGAR MOHALI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BDBL0001828 for Bandhan Bank Limited – SAS NAGAR MOHALI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sas Nagar Mohali branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BDBL0001828

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – SAS NAGAR MOHALI is still mapped to IFSC BDBL0001828. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001828 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sas Nagar Mohali branch is mapped to IFSC BDBL0001828 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BDBL0001828.

Banking services available

The Sas Nagar Mohali branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7837218281.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001828

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001828 and the account number together uniquely identify the Sas Nagar Mohali branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Sas Nagar Mohali branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001828 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – SAS NAGAR MOHALI:

• The IFSC is exactly BDBL0001828 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bandhan Bank Limited as the bank name and SAS NAGAR MOHALI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sas Nagar Mohali branch sits at GROUND FLOOR FIRST FLOOR, SCF-11, PHASE-3 B 2, SECTOR-60, MOHALI, PUNJAB, PIN-160059. If you are travelling from outside Sas Nagar Mohali, search for the branch on a maps application using the bank name and locality, or call 7837218281 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001828 and your account number.

Verifying IFSC BDBL0001828 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001828 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7837218281.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sas Nagar Mohali are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001828 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BDBL0001828 is the IFSC code of Bandhan Bank Limited, SAS NAGAR MOHALI branch, in SAS NAGAR MOHALI, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.