If you are searching for the IFSC code of Bandhan Bank Limited, SAHEBGANJ branch in SAHEBGANJ, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is BDBL0002148. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAHEBGANJ branch, and detailed step-by-step guides for using the IFSC BDBL0002148 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's SAHEBGANJ branch, the IFSC BDBL0002148 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 002148 identifies this particular branch.
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Sahebganj branch — IFSC BDBL0002148 — extends the bank's services to customers in and around Sahebganj, West Bengal.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Sahebganj |
| IFSC Code | BDBL0002148 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE,PO,PS-SAHEBGANJ,DISTRICT-COOCHBEHAR,PIN-736136,WEST BENGAL |
| City | Sahebganj |
| District | Koch Bihar |
| State | West Bengal |
| Phone | 9038621481 |
About the Sahebganj branch
The Sahebganj branch of Bandhan Bank Limited is situated at VILLAGE,PO,PS-SAHEBGANJ,DISTRICT-COOCHBEHAR,PIN-736136,WEST BENGAL. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002148 is used.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAHEBGANJ of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002148 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002148 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Sahebganj branch is mapped to IFSC BDBL0002148 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0002148.
Banking services available
The Sahebganj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9038621481.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002148
How to transfer money using IFSC BDBL0002148
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002148 across all three.
NEFT to Bandhan Bank Limited, SAHEBGANJ using IFSC BDBL0002148
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002148, and confirm that the system picks up Bandhan Bank Limited – SAHEBGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SAHEBGANJ
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's SAHEBGANJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002148 while initiating the transfer and the credit will appear within minutes.
IMPS to Bandhan Bank Limited SAHEBGANJ (IFSC BDBL0002148)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002148 in your mobile or internet banking app, and the money is credited to the SAHEBGANJ branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002148 for Bandhan Bank Limited – SAHEBGANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002148 | Yes – BDBL0002148 | Yes – BDBL0002148 |
For most retail customers crediting the Sahebganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's SAHEBGANJ branch, the IFSC BDBL0002148 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Sahebganj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0002148 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002148 and the account number together uniquely identify the Sahebganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – SAHEBGANJ:
- The IFSC is exactly BDBL0002148 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and SAHEBGANJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sahebganj branch
The branch is located at VILLAGE,PO,PS-SAHEBGANJ,DISTRICT-COOCHBEHAR,PIN-736136,WEST BENGAL, which puts it inside Sahebganj, the broader Koch Bihar district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Sahebganj branch” — the verified location pin for IFSC BDBL0002148 should appear at the top of the results.
- Confirm the branch is open by calling 9038621481 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002148 and your account number.
Verifying IFSC BDBL0002148 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002148 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9038621481.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sahebganj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002148 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedSahebganj Branch
VILLAGE,PO,PS-SAHEBGANJ,DISTRICT-COOCHBEHAR,PIN-736136,WEST BENGAL
Sahebganj, West Bengal
Phone: 9038621481
IFSC: BDBL0002148
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sahebganj branch but serve different purposes.
How do I add Bandhan Bank Limited Sahebganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002148, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bandhan Bank Limited Sahebganj branch?
The IFSC code of Bandhan Bank Limited, Sahebganj branch is BDBL0002148. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BDBL0002148 the same for all accounts at Sahebganj branch?
Yes. The IFSC BDBL0002148 is shared by every account held at Bandhan Bank Limited's Sahebganj branch. Only the account number changes from customer to customer.
Does Bandhan Bank Limited Sahebganj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9038621481 to confirm.
What is the phone number of Bandhan Bank Limited Sahebganj branch?
You can reach the branch at 9038621481 during regular banking hours.
How quickly will an NEFT transfer using BDBL0002148 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Sahebganj reflect within 30 minutes.
Can I use IFSC BDBL0002148 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002148 to send funds instantly.
Summary
The IFSC code BDBL0002148 belongs to Bandhan Bank Limited's SAHEBGANJ branch, located at VILLAGE,PO,PS-SAHEBGANJ,DISTRICT-COOCHBEHAR,PIN-736136,WEST BENGAL in SAHEBGANJ, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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