IFSC Code of Bandhan Bank Limited, Sadagram Branch Branch, Assam

Use this page as a one-stop reference for everything related to Bandhan Bank Limited's SADAGRAM BRANCH branch in SADAGRAM, ASSAM. The branch's IFSC code BDBL0002365 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bandhan Bank Limited – SADAGRAM BRANCH is BDBL0002365. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002365 map to this branch in SADAGRAM, ASSAM.

Branch details at a glance

Bank profile

Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Sadagram Branch branch — IFSC BDBL0002365 — extends the bank's services to customers in and around Sadagram, Assam.

Sadagram Branch branch overview

Located at UPPER GROUND FLOOR VILLAGE SADAGRAM,P O DHOLI,PS DHOLAI NEAR BSNLTOWER,DIST CACHAR,ASSAM,PIN 788114, the Sadagram Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0002365 is required for all interbank electronic transfers routed through this branch.

Why every Bandhan Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SADAGRAM BRANCH of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002365 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002365 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BDBL0002365

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002365 across all three.

NEFT to Bandhan Bank Limited, SADAGRAM BRANCH using IFSC BDBL0002365

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002365, and confirm that the system picks up Bandhan Bank Limited – SADAGRAM BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SADAGRAM BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's SADAGRAM BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002365 while initiating the transfer and the credit will appear within minutes.

IMPS to Bandhan Bank Limited SADAGRAM BRANCH (IFSC BDBL0002365)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002365 in your mobile or internet banking app, and the money is credited to the SADAGRAM BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BDBL0002365 for Bandhan Bank Limited – SADAGRAM BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sadagram Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's SADAGRAM BRANCH branch, the IFSC BDBL0002365 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Sadagram Branch branch

Once you have an account at Bandhan Bank Limited – SADAGRAM BRANCH, the IFSC BDBL0002365 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sadagram Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8017523651.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002365

MICR & cheque-truncation details

Cheques drawn on the Sadagram Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002365 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BDBL0002365

Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SADAGRAM BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002365 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – SADAGRAM BRANCH:

• The IFSC is exactly BDBL0002365 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bandhan Bank Limited as the bank name and SADAGRAM BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sadagram Branch branch sits at UPPER GROUND FLOOR VILLAGE SADAGRAM,P O DHOLI,PS DHOLAI NEAR BSNLTOWER,DIST CACHAR,ASSAM,PIN 788114. If you are travelling from outside Sadagram, search for the branch on a maps application using the bank name and locality, or call 8017523651 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002365 and your account number.

Verifying IFSC BDBL0002365 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002365 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8017523651.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sadagram Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002365 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BDBL0002365 is the IFSC code of Bandhan Bank Limited, SADAGRAM BRANCH branch, in SADAGRAM, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.