If you are searching for the IFSC code of Bandhan Bank Limited, RAJNAGAR branch in RAJNAGAR, TRIPURA, this page has every detail you need. The verified IFSC code for this branch is BDBL0002047. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RAJNAGAR branch, and detailed step-by-step guides for using the IFSC BDBL0002047 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0002047 is the IFSC of Bandhan Bank Limited's RAJNAGAR branch. The format is fixed: BDBL = bank code, 0 = reserved, 002047 = branch identifier.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Rajnagar branch in Rajnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0002047.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Rajnagar |
| IFSC Code | BDBL0002047 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, VILL - SOUTH RAJNAGAR, P.O - RAJNAGAR, P.S - P.R BARI, BELONIA, DIST - SOUTH TRIPURA, STATE - TRIPURA, PIN-799150, |
| City | Rajnagar |
| District | South Tripura |
| State | Tripura |
| Phone | 9903320471 |
Rajnagar branch overview
Located at GROUND FLOOR, VILL - SOUTH RAJNAGAR, P.O - RAJNAGAR, P.S - P.R BARI, BELONIA, DIST - SOUTH TRIPURA, STATE - TRIPURA, PIN-799150,, the Rajnagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0002047 is required for all interbank electronic transfers routed through this branch.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAJNAGAR of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002047 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002047 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Rajnagar branch
Once you have an account at Bandhan Bank Limited – RAJNAGAR, the IFSC BDBL0002047 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Rajnagar branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002047
How to transfer money using IFSC BDBL0002047
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002047 across all three.
NEFT to Bandhan Bank Limited, RAJNAGAR using IFSC BDBL0002047
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002047, and confirm that the system picks up Bandhan Bank Limited – RAJNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RAJNAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's RAJNAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002047 while initiating the transfer and the credit will appear within minutes.
IMPS to Bandhan Bank Limited RAJNAGAR (IFSC BDBL0002047)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002047 in your mobile or internet banking app, and the money is credited to the RAJNAGAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Rajnagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0002047:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAJNAGAR is still linked to IFSC BDBL0002047.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's RAJNAGAR branch, the IFSC BDBL0002047 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BDBL0002047
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the RAJNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002047 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Rajnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002047 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – RAJNAGAR:
- The IFSC is exactly BDBL0002047 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and RAJNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Rajnagar branch
The branch is located at GROUND FLOOR, VILL - SOUTH RAJNAGAR, P.O - RAJNAGAR, P.S - P.R BARI, BELONIA, DIST - SOUTH TRIPURA, STATE - TRIPURA, PIN-799150,, which puts it inside Rajnagar, the broader South Tripura district, and the state of Tripura. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Rajnagar branch” — the verified location pin for IFSC BDBL0002047 should appear at the top of the results.
- Confirm the branch is open by calling 9903320471 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002047 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0002047 for Bandhan Bank Limited – RAJNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Rajnagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002047 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedRajnagar Branch
GROUND FLOOR, VILL - SOUTH RAJNAGAR, P.O - RAJNAGAR, P.S - P.R BARI, BELONIA, DIST - SOUTH TRIPURA, STATE - TRIPURA, PIN-799150,
Rajnagar, Tripura
Phone: 9903320471
IFSC: BDBL0002047
Frequently asked questions
How do I add Bandhan Bank Limited Rajnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002047, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BDBL0002047 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Rajnagar reflect within 30 minutes.
Is IFSC BDBL0002047 the same for all accounts at Rajnagar branch?
Yes. The IFSC BDBL0002047 is shared by every account held at Bandhan Bank Limited's Rajnagar branch. Only the account number changes from customer to customer.
Does Bandhan Bank Limited Rajnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9903320471 to confirm.
Can I use IFSC BDBL0002047 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002047 to send funds instantly.
What is the phone number of Bandhan Bank Limited Rajnagar branch?
You can reach the branch at 9903320471 during regular banking hours.
Where is Bandhan Bank Limited Rajnagar branch located?
Bandhan Bank Limited's Rajnagar branch is located at GROUND FLOOR, VILL - SOUTH RAJNAGAR, P.O - RAJNAGAR, P.S - P.R BARI, BELONIA, DIST - SOUTH TRIPURA, STATE - TRIPURA, PIN-799150,, Rajnagar, Tripura.
What is the IFSC code of Bandhan Bank Limited Rajnagar branch?
The IFSC code of Bandhan Bank Limited, Rajnagar branch is BDBL0002047. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BDBL0002047 belongs to Bandhan Bank Limited's RAJNAGAR branch, located at GROUND FLOOR, VILL - SOUTH RAJNAGAR, P.O - RAJNAGAR, P.S - P.R BARI, BELONIA,… in RAJNAGAR, TRIPURA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
