IFSC Code of Bandhan Bank Limited, Guskara Branch Purba Bardhaman Branch, West Bengal

Below are the complete branch details for Bandhan Bank Limited, GUSKARA BRANCH PURBA BARDHAMAN branch, located in PURBA BARDHAMAN, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0002461. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0002461 for Bandhan Bank Limited – GUSKARA BRANCH PURBA BARDHAMAN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bandhan Bank Limited – GUSKARA BRANCH PURBA BARDHAMAN is BDBL0002461. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002461 map to this branch in PURBA BARDHAMAN, WEST BENGAL.

Branch details at a glance

About the bank

Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Guskara Branch Purba Bardhaman branch in Purba Bardhaman, West Bengal is part of this network and uses the IFSC code BDBL0002461 for all electronic settlement.

Guskara Branch Purba Bardhaman branch overview

Located at FIRSTFLOOR,ALOKDHARALODGE,STATIONROAD,NEARPOSTOFFICE,DIST PURBABARDHAMAN,PS GUSKARA,WB 713128, the Guskara Branch Purba Bardhaman branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0002461 is required for all interbank electronic transfers routed through this branch.

Why every Bandhan Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GUSKARA BRANCH PURBA BARDHAMAN of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002461 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002461 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BDBL0002461

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002461 across all three.

NEFT to Bandhan Bank Limited, GUSKARA BRANCH PURBA BARDHAMAN using IFSC BDBL0002461

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002461, and confirm that the system picks up Bandhan Bank Limited – GUSKARA BRANCH PURBA BARDHAMAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BDBL0002461

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – GUSKARA BRANCH PURBA BARDHAMAN, ensure your bank's portal accepts IFSC BDBL0002461 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bandhan Bank Limited GUSKARA BRANCH PURBA BARDHAMAN (IFSC BDBL0002461)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002461 in your mobile or internet banking app, and the money is credited to the GUSKARA BRANCH PURBA BARDHAMAN branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Guskara Branch Purba Bardhaman

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0002461:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GUSKARA BRANCH PURBA BARDHAMAN is still linked to IFSC BDBL0002461.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BDBL0002461

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – GUSKARA BRANCH PURBA BARDHAMAN is still mapped to IFSC BDBL0002461. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002461 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Guskara Branch Purba Bardhaman branch is mapped to IFSC BDBL0002461 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BDBL0002461.

Banking services available

The Guskara Branch Purba Bardhaman branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6292124611.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002461

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002461 and the account number together uniquely identify the Guskara Branch Purba Bardhaman branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC BDBL0002461

Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GUSKARA BRANCH PURBA BARDHAMAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002461 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – GUSKARA BRANCH PURBA BARDHAMAN:

• The IFSC is exactly BDBL0002461 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bandhan Bank Limited as the bank name and GUSKARA BRANCH PURBA BARDHAMAN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Guskara Branch Purba Bardhaman branch

The branch is located at FIRSTFLOOR,ALOKDHARALODGE,STATIONROAD,NEARPOSTOFFICE,DIST PURBABARDHAMAN,PS GUSKARA,WB 713128, which puts it inside Purba Bardhaman, the broader Purba Bardhaman district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Bandhan Bank Limited Guskara Branch Purba Bardhaman branch” — the verified location pin for IFSC BDBL0002461 should appear at the top of the results.
2. Confirm the branch is open by calling 6292124611 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002461 and your account number.

Verifying IFSC BDBL0002461 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002461 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 6292124611.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Guskara Branch Purba Bardhaman are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002461 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BDBL0002461 belongs to Bandhan Bank Limited's GUSKARA BRANCH PURBA BARDHAMAN branch, located at FIRSTFLOOR,ALOKDHARALODGE,STATIONROAD,NEARPOSTOFFICE,DIST PURBABARDHAMAN,PS… in PURBA BARDHAMAN, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.