Use this page as a one-stop reference for everything related to Bandhan Bank Limited's PORSA branch in PORSA, WEST BENGAL. The branch's IFSC code BDBL0001076 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001076 is the IFSC of Bandhan Bank Limited's PORSA branch. The format is fixed: BDBL = bank code, 0 = reserved, 001076 = branch identifier.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Porsa branch in Porsa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0001076.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Porsa |
| IFSC Code | BDBL0001076 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PORSA, P.O. ITAHAR, UTTAR DINAJPUR, WEST BENGAL, PIN - 733128 |
| City | Porsa |
| District | North Dinajpur |
| State | West Bengal |
| Phone | 9073910761 |
Porsa branch overview
Located at VILL PORSA, P.O. ITAHAR, UTTAR DINAJPUR, WEST BENGAL, PIN - 733128, the Porsa branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0001076 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's PORSA branch came to be assigned the code BDBL0001076.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001076, money simply cannot be routed to the PORSA branch electronically.
Products and account variants supported
Every account opened at the Porsa branch is mapped to IFSC BDBL0001076 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001076.
Products and services
Customers walking into the Porsa branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001076
How to transfer money using IFSC BDBL0001076
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001076 across all three.
NEFT to Bandhan Bank Limited, PORSA using IFSC BDBL0001076
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001076, and confirm that the system picks up Bandhan Bank Limited – PORSA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PORSA
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's PORSA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001076 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – PORSA, use IMPS. With IFSC BDBL0001076 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001076 for Bandhan Bank Limited – PORSA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001076 | Yes – BDBL0001076 | Yes – BDBL0001076 |
For most retail customers crediting the Porsa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's PORSA branch, the IFSC BDBL0001076 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BDBL0001076
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PORSA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001076 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Porsa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001076 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – PORSA:
- The IFSC is exactly BDBL0001076 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and PORSA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Porsa branch
The branch is located at VILL PORSA, P.O. ITAHAR, UTTAR DINAJPUR, WEST BENGAL, PIN - 733128, which puts it inside Porsa, the broader North Dinajpur district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Porsa branch” — the verified location pin for IFSC BDBL0001076 should appear at the top of the results.
- Confirm the branch is open by calling 9073910761 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001076 and your account number.
Verifying IFSC BDBL0001076 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001076 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9073910761.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Porsa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0001076, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedPorsa Branch
VILL PORSA, P.O. ITAHAR, UTTAR DINAJPUR, WEST BENGAL, PIN - 733128
Porsa, West Bengal
Phone: 9073910761
IFSC: BDBL0001076
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Porsa branch but serve different purposes.
How do I add Bandhan Bank Limited Porsa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001076, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BDBL0001076 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001076 to send funds instantly.
How quickly will an NEFT transfer using BDBL0001076 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Porsa reflect within 30 minutes.
Is IFSC BDBL0001076 valid for NEFT and RTGS?
Yes. IFSC BDBL0001076 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bandhan Bank Limited Porsa branch located?
Bandhan Bank Limited's Porsa branch is located at VILL PORSA, P.O. ITAHAR, UTTAR DINAJPUR, WEST BENGAL, PIN - 733128, Porsa, West Bengal.
Does Bandhan Bank Limited Porsa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9073910761 to confirm.
Final notes
To recap: BDBL0001076 is the IFSC code of Bandhan Bank Limited, PORSA branch, in PORSA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
