IFSC Code of Bandhan Bank Limited, Rajendra Nagar Branch Patna Branch, Bihar

Use this page as a one-stop reference for everything related to Bandhan Bank Limited's RAJENDRA NAGAR BRANCH PATNA branch in PATNA, BIHAR. The branch's IFSC code BDBL0002638 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BDBL0002638 is the IFSC of Bandhan Bank Limited's RAJENDRA NAGAR BRANCH PATNA branch. The format is fixed: BDBL = bank code, 0 = reserved, 002638 = branch identifier.

Branch details at a glance

About the bank

Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rajendra Nagar Branch Patna branch in Patna, Bihar is part of this network and uses the IFSC code BDBL0002638 for all electronic settlement.

About the Rajendra Nagar Branch Patna branch

The Rajendra Nagar Branch Patna branch of Bandhan Bank Limited is situated at UPPER GROUND FLOOR, R.K PLAZA, NALA ROAD, OPP-RAMKRISHNA MISSION, RAJENDRA NAGAR,PATNA, DIST- PATNA, STATE - BIHAR , PIN - 800016. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002638 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's RAJENDRA NAGAR BRANCH PATNA branch came to be assigned the code BDBL0002638.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002638, money simply cannot be routed to the RAJENDRA NAGAR BRANCH PATNA branch electronically.

How to transfer money using IFSC BDBL0002638

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002638 across all three.

How to use IFSC BDBL0002638 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's RAJENDRA NAGAR BRANCH PATNA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BDBL0002638.
4. Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as RAJENDRA NAGAR BRANCH PATNA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to RAJENDRA NAGAR BRANCH PATNA

If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's RAJENDRA NAGAR BRANCH PATNA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002638 while initiating the transfer and the credit will appear within minutes.

IMPS to Bandhan Bank Limited RAJENDRA NAGAR BRANCH PATNA (IFSC BDBL0002638)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002638 in your mobile or internet banking app, and the money is credited to the RAJENDRA NAGAR BRANCH PATNA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BDBL0002638 for Bandhan Bank Limited – RAJENDRA NAGAR BRANCH PATNA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Rajendra Nagar Branch Patna branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BDBL0002638

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – RAJENDRA NAGAR BRANCH PATNA is still mapped to IFSC BDBL0002638. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002638 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Rajendra Nagar Branch Patna branch is mapped to IFSC BDBL0002638 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BDBL0002638.

Banking services available

The Rajendra Nagar Branch Patna branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7091140667.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002638

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002638 and the account number together uniquely identify the Rajendra Nagar Branch Patna branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC BDBL0002638

Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the RAJENDRA NAGAR BRANCH PATNA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002638 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC BDBL0002638

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – RAJENDRA NAGAR BRANCH PATNA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BDBL0002638.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Rajendra Nagar Branch Patna branch

The branch is located at UPPER GROUND FLOOR, R.K PLAZA, NALA ROAD, OPP-RAMKRISHNA MISSION, RAJENDRA NAGAR,PATNA, DIST- PATNA, STATE - BIHAR , PIN - 800016, which puts it inside Patna, the broader Patna district, and the state of Bihar. To plan your visit:

1. Open Google Maps on your phone and search for “Bandhan Bank Limited Rajendra Nagar Branch Patna branch” — the verified location pin for IFSC BDBL0002638 should appear at the top of the results.
2. Confirm the branch is open by calling 7091140667 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002638 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BDBL0002638 for Bandhan Bank Limited – RAJENDRA NAGAR BRANCH PATNA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Rajendra Nagar Branch Patna are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002638 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BDBL0002638 is the IFSC code of Bandhan Bank Limited, RAJENDRA NAGAR BRANCH PATNA branch, in PATNA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.