This page lists the IFSC code, branch address, contact number and fund-transfer information for Bandhan Bank Limited, KURJI MORE PATLIPUTRA BRANCH PATNA branch in PATNA. The 11-digit IFSC BDBL0002478 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bandhan Bank Limited at the KURJI MORE PATLIPUTRA BRANCH PATNA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bandhan Bank Limited – KURJI MORE PATLIPUTRA BRANCH PATNA is BDBL0002478. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002478 map to this branch in PATNA, BIHAR.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Kurji More Patliputra Branch Patna |
| IFSC Code | BDBL0002478 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR, INDUSTRIAL STATE ROAD, KURJI MORE, NEAR LOYOLA SCHOOL, PATLIPUTRA,DIST-PATNA,BIHAR-800010. |
| City | Patna |
| District | Patna |
| State | Bihar |
| Phone | 9831324781 |
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kurji More Patliputra Branch Patna branch in Patna, Bihar is part of this network and uses the IFSC code BDBL0002478 for all electronic settlement.
About the Kurji More Patliputra Branch Patna branch
The Kurji More Patliputra Branch Patna branch of Bandhan Bank Limited is situated at FIRST FLOOR, INDUSTRIAL STATE ROAD, KURJI MORE, NEAR LOYOLA SCHOOL, PATLIPUTRA,DIST-PATNA,BIHAR-800010.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002478 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's KURJI MORE PATLIPUTRA BRANCH PATNA branch came to be assigned the code BDBL0002478.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002478, money simply cannot be routed to the KURJI MORE PATLIPUTRA BRANCH PATNA branch electronically.
How to transfer money using IFSC BDBL0002478
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002478 across all three.
NEFT to Bandhan Bank Limited, KURJI MORE PATLIPUTRA BRANCH PATNA using IFSC BDBL0002478
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002478, and confirm that the system picks up Bandhan Bank Limited – KURJI MORE PATLIPUTRA BRANCH PATNA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0002478
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – KURJI MORE PATLIPUTRA BRANCH PATNA, ensure your bank's portal accepts IFSC BDBL0002478 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – KURJI MORE PATLIPUTRA BRANCH PATNA, use IMPS. With IFSC BDBL0002478 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002478 for Bandhan Bank Limited – KURJI MORE PATLIPUTRA BRANCH PATNA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002478 | Yes – BDBL0002478 | Yes – BDBL0002478 |
For most retail customers crediting the Kurji More Patliputra Branch Patna branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0002478
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – KURJI MORE PATLIPUTRA BRANCH PATNA is still mapped to IFSC BDBL0002478. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002478 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kurji More Patliputra Branch Patna branch is mapped to IFSC BDBL0002478 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0002478.
Products and services
Customers walking into the Kurji More Patliputra Branch Patna branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002478
MICR & cheque-truncation details
Cheques drawn on the Kurji More Patliputra Branch Patna branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002478 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Kurji More Patliputra Branch Patna branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0002478 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BDBL0002478
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – KURJI MORE PATLIPUTRA BRANCH PATNA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0002478. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kurji More Patliputra Branch Patna branch sits at FIRST FLOOR, INDUSTRIAL STATE ROAD, KURJI MORE, NEAR LOYOLA SCHOOL, PATLIPUTRA,DIST-PATNA,BIHAR-800010.. If you are travelling from outside Patna, search for the branch on a maps application using the bank name and locality, or call 9831324781 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002478 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0002478 for Bandhan Bank Limited – KURJI MORE PATLIPUTRA BRANCH PATNA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kurji More Patliputra Branch Patna branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0002478, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedKurji More Patliputra Branch Patna Branch
FIRST FLOOR, INDUSTRIAL STATE ROAD, KURJI MORE, NEAR LOYOLA SCHOOL, PATLIPUTRA,DIST-PATNA,BIHAR-800010.
Patna, Bihar
Phone: 9831324781
IFSC: BDBL0002478
Frequently asked questions
Can I use IFSC BDBL0002478 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002478 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kurji More Patliputra Branch Patna branch but serve different purposes.
Is IFSC BDBL0002478 valid for NEFT and RTGS?
Yes. IFSC BDBL0002478 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bandhan Bank Limited Kurji More Patliputra Branch Patna branch located?
Bandhan Bank Limited's Kurji More Patliputra Branch Patna branch is located at FIRST FLOOR, INDUSTRIAL STATE ROAD, KURJI MORE, NEAR LOYOLA SCHOOL, PATLIPUTRA,DIST-PATNA,BIHAR-800010., Patna, Bihar.
What is the phone number of Bandhan Bank Limited Kurji More Patliputra Branch Patna branch?
You can reach the branch at 9831324781 during regular banking hours.
Is IFSC BDBL0002478 the same for all accounts at Kurji More Patliputra Branch Patna branch?
Yes. The IFSC BDBL0002478 is shared by every account held at Bandhan Bank Limited's Kurji More Patliputra Branch Patna branch. Only the account number changes from customer to customer.
Final notes
To recap: BDBL0002478 is the IFSC code of Bandhan Bank Limited, KURJI MORE PATLIPUTRA BRANCH PATNA branch, in PATNA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
