Below are the complete branch details for Bandhan Bank Limited, PAROO branch, located in PAROO, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0001181. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0001181 for Bandhan Bank Limited – PAROO — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001181 is the IFSC of Bandhan Bank Limited's PAROO branch. The format is fixed: BDBL = bank code, 0 = reserved, 001181 = branch identifier.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Paroo branch in Paroo. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0001181.
About this branch
The branch is located at VILL. P.O. PAROO, THANA ROAD, DIST.-MUZAFFARPUR, BIHAR, PIN - 842112. It serves the Paroo region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001181 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Paroo |
| IFSC Code | BDBL0001181 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL. P.O. PAROO, THANA ROAD, DIST.-MUZAFFARPUR, BIHAR, PIN - 842112 |
| City | Paroo |
| District | Muzaffarpur |
| State | Bihar |
| Phone | 7761011811 |
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PAROO of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001181 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001181 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001181 and the account number together uniquely identify the Paroo branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BDBL0001181
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001181 across all three.
NEFT to Bandhan Bank Limited, PAROO using IFSC BDBL0001181
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001181, and confirm that the system picks up Bandhan Bank Limited – PAROO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PAROO
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's PAROO branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001181 while initiating the transfer and the credit will appear within minutes.
IMPS to Bandhan Bank Limited PAROO (IFSC BDBL0001181)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001181 in your mobile or internet banking app, and the money is credited to the PAROO branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Paroo
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0001181:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PAROO is still linked to IFSC BDBL0001181.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's PAROO branch, the IFSC BDBL0001181 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Paroo branch is mapped to IFSC BDBL0001181 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001181.
Products and services
Customers walking into the Paroo branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001181
Online banking and IFSC BDBL0001181
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PAROO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001181 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Paroo branch
The branch is located at VILL. P.O. PAROO, THANA ROAD, DIST.-MUZAFFARPUR, BIHAR, PIN - 842112, which puts it inside Paroo, the broader Muzaffarpur district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Paroo branch” — the verified location pin for IFSC BDBL0001181 should appear at the top of the results.
- Confirm the branch is open by calling 7761011811 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001181 and your account number.
Common mistakes to avoid when using IFSC BDBL0001181
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – PAROO, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001181. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Paroo are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001181 continue to work without interruption.
Verifying IFSC BDBL0001181 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001181 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7761011811.
- Visiting the bank's official branch locator page.
Branch address & contact
Bandhan Bank LimitedParoo Branch
VILL. P.O. PAROO, THANA ROAD, DIST.-MUZAFFARPUR, BIHAR, PIN - 842112
Paroo, Bihar
Phone: 7761011811
IFSC: BDBL0001181
Frequently asked questions
What is the phone number of Bandhan Bank Limited Paroo branch?
You can reach the branch at 7761011811 during regular banking hours.
Where is Bandhan Bank Limited Paroo branch located?
Bandhan Bank Limited's Paroo branch is located at VILL. P.O. PAROO, THANA ROAD, DIST.-MUZAFFARPUR, BIHAR, PIN - 842112, Paroo, Bihar.
How do I add Bandhan Bank Limited Paroo as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001181, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BDBL0001181 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Paroo reflect within 30 minutes.
Is IFSC BDBL0001181 the same for all accounts at Paroo branch?
Yes. The IFSC BDBL0001181 is shared by every account held at Bandhan Bank Limited's Paroo branch. Only the account number changes from customer to customer.
Does Bandhan Bank Limited Paroo branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7761011811 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Paroo branch but serve different purposes.
Summary
The IFSC code BDBL0001181 belongs to Bandhan Bank Limited's PAROO branch, located at VILL. P.O. PAROO, THANA ROAD, DIST.-MUZAFFARPUR, BIHAR, PIN - 842112 in PAROO, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
