This page lists the IFSC code, branch address, contact number and fund-transfer information for Bandhan Bank Limited, SECTOR TWENTY BRANCH PANCHKULA TWO branch in PANCHKULA. The 11-digit IFSC BDBL0002664 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bandhan Bank Limited at the SECTOR TWENTY BRANCH PANCHKULA TWO location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bandhan Bank Limited – SECTOR TWENTY BRANCH PANCHKULA TWO is BDBL0002664. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002664 map to this branch in PANCHKULA, HARYANA.
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sector Twenty Branch Panchkula Two branch in Panchkula, Haryana is part of this network and uses the IFSC code BDBL0002664 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR,SCO 395,SECTOR 20,DIST-PANCHKULA,STATE-HARYANA,PIN-134117. It serves the Panchkula region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0002664 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Sector Twenty Branch Panchkula Two |
| IFSC Code | BDBL0002664 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,SCO 395,SECTOR 20,DIST-PANCHKULA,STATE-HARYANA,PIN-134117 |
| City | Panchkula |
| District | Panchkula |
| State | Haryana |
| STD Code | 33 |
| Phone | 66090909 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's SECTOR TWENTY BRANCH PANCHKULA TWO branch came to be assigned the code BDBL0002664.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002664, money simply cannot be routed to the SECTOR TWENTY BRANCH PANCHKULA TWO branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Sector Twenty Branch Panchkula Two branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002664 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BDBL0002664
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002664 across all three.
How to use IFSC BDBL0002664 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's SECTOR TWENTY BRANCH PANCHKULA TWO branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0002664.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as SECTOR TWENTY BRANCH PANCHKULA TWO.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SECTOR TWENTY BRANCH PANCHKULA TWO
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's SECTOR TWENTY BRANCH PANCHKULA TWO branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002664 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – SECTOR TWENTY BRANCH PANCHKULA TWO, use IMPS. With IFSC BDBL0002664 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002664 for Bandhan Bank Limited – SECTOR TWENTY BRANCH PANCHKULA TWO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002664 | Yes – BDBL0002664 | Yes – BDBL0002664 |
For most retail customers crediting the Sector Twenty Branch Panchkula Two branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0002664
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – SECTOR TWENTY BRANCH PANCHKULA TWO is still mapped to IFSC BDBL0002664. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002664 and the beneficiary's account number to complete the transfer.
Account types you can open at the Sector Twenty Branch Panchkula Two branch
Once you have an account at Bandhan Bank Limited – SECTOR TWENTY BRANCH PANCHKULA TWO, the IFSC BDBL0002664 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sector Twenty Branch Panchkula Two branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002664
Digital banking channels
Most day-to-day work that customers used to do at the Sector Twenty Branch Panchkula Two branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0002664 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Sector Twenty Branch Panchkula Two branch
The branch is located at GROUND FLOOR,SCO 395,SECTOR 20,DIST-PANCHKULA,STATE-HARYANA,PIN-134117, which puts it inside Panchkula, the broader Panchkula district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Sector Twenty Branch Panchkula Two branch” — the verified location pin for IFSC BDBL0002664 should appear at the top of the results.
- Confirm the branch is open by calling 33-66090909 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002664 and your account number.
Common mistakes to avoid when using IFSC BDBL0002664
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – SECTOR TWENTY BRANCH PANCHKULA TWO, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0002664. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Sector Twenty Branch Panchkula Two are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002664 continue to work without interruption.
Verifying IFSC BDBL0002664 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002664 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-66090909.
- Visiting the bank's official branch locator page.
Branch address & contact
Bandhan Bank LimitedSector Twenty Branch Panchkula Two Branch
GROUND FLOOR,SCO 395,SECTOR 20,DIST-PANCHKULA,STATE-HARYANA,PIN-134117
Panchkula, Haryana
Phone: 33-66090909
IFSC: BDBL0002664
Frequently asked questions
Is IFSC BDBL0002664 valid for NEFT and RTGS?
Yes. IFSC BDBL0002664 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BDBL0002664 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002664 to send funds instantly.
Does Bandhan Bank Limited Sector Twenty Branch Panchkula Two branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-66090909 to confirm.
How do I add Bandhan Bank Limited Sector Twenty Branch Panchkula Two as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002664, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bandhan Bank Limited Sector Twenty Branch Panchkula Two branch located?
Bandhan Bank Limited's Sector Twenty Branch Panchkula Two branch is located at GROUND FLOOR,SCO 395,SECTOR 20,DIST-PANCHKULA,STATE-HARYANA,PIN-134117, Panchkula, Haryana.
Is IFSC BDBL0002664 the same for all accounts at Sector Twenty Branch Panchkula Two branch?
Yes. The IFSC BDBL0002664 is shared by every account held at Bandhan Bank Limited's Sector Twenty Branch Panchkula Two branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BDBL0002664 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Sector Twenty Branch Panchkula Two reflect within 30 minutes.
Summary
The IFSC code BDBL0002664 belongs to Bandhan Bank Limited's SECTOR TWENTY BRANCH PANCHKULA TWO branch, located at GROUND FLOOR,SCO 395,SECTOR 20,DIST-PANCHKULA,STATE-HARYANA,PIN-134117 in PANCHKULA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


