If you are searching for the IFSC code of Bandhan Bank Limited, PANCHKULA URBAN ESTATE branch in PANCHKULA URBAN ESTATE, HARYANA, this page has every detail you need. The verified IFSC code for this branch is BDBL0001780. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PANCHKULA URBAN ESTATE branch, and detailed step-by-step guides for using the IFSC BDBL0001780 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's PANCHKULA URBAN ESTATE branch, the IFSC BDBL0001780 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 001780 identifies this particular branch.
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Panchkula Urban Estate branch — IFSC BDBL0001780 — extends the bank's services to customers in and around Panchkula Urban Estate, Haryana.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Panchkula Urban Estate |
| IFSC Code | BDBL0001780 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SCO-51, SECTOR -11, PANCHKULA, HARYANA, PIN-134109 |
| City | Panchkula Urban Estate |
| District | Panchkula |
| State | Haryana |
| Phone | 8053317801 |
About the Panchkula Urban Estate branch
The Panchkula Urban Estate branch of Bandhan Bank Limited is situated at SCO-51, SECTOR -11, PANCHKULA, HARYANA, PIN-134109. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0001780 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's PANCHKULA URBAN ESTATE branch came to be assigned the code BDBL0001780.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001780, money simply cannot be routed to the PANCHKULA URBAN ESTATE branch electronically.
Account types you can open at the Panchkula Urban Estate branch
Once you have an account at Bandhan Bank Limited – PANCHKULA URBAN ESTATE, the IFSC BDBL0001780 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Panchkula Urban Estate branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8053317801.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001780
How to transfer money using IFSC BDBL0001780
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001780 across all three.
NEFT to Bandhan Bank Limited, PANCHKULA URBAN ESTATE using IFSC BDBL0001780
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001780, and confirm that the system picks up Bandhan Bank Limited – PANCHKULA URBAN ESTATE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0001780
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – PANCHKULA URBAN ESTATE, ensure your bank's portal accepts IFSC BDBL0001780 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – PANCHKULA URBAN ESTATE, use IMPS. With IFSC BDBL0001780 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Panchkula Urban Estate
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0001780:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PANCHKULA URBAN ESTATE is still linked to IFSC BDBL0001780.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's PANCHKULA URBAN ESTATE branch, the IFSC BDBL0001780 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Panchkula Urban Estate branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001780 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Panchkula Urban Estate branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001780 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BDBL0001780
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – PANCHKULA URBAN ESTATE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001780. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Panchkula Urban Estate branch
The branch is located at SCO-51, SECTOR -11, PANCHKULA, HARYANA, PIN-134109, which puts it inside Panchkula Urban Estate, the broader Panchkula district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Panchkula Urban Estate branch” — the verified location pin for IFSC BDBL0001780 should appear at the top of the results.
- Confirm the branch is open by calling 8053317801 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001780 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0001780 for Bandhan Bank Limited – PANCHKULA URBAN ESTATE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Panchkula Urban Estate branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0001780, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedPanchkula Urban Estate Branch
SCO-51, SECTOR -11, PANCHKULA, HARYANA, PIN-134109
Panchkula Urban Estate, Haryana
Phone: 8053317801
IFSC: BDBL0001780
Frequently asked questions
How quickly will an NEFT transfer using BDBL0001780 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Panchkula Urban Estate reflect within 30 minutes.
Is IFSC BDBL0001780 the same for all accounts at Panchkula Urban Estate branch?
Yes. The IFSC BDBL0001780 is shared by every account held at Bandhan Bank Limited's Panchkula Urban Estate branch. Only the account number changes from customer to customer.
Where is Bandhan Bank Limited Panchkula Urban Estate branch located?
Bandhan Bank Limited's Panchkula Urban Estate branch is located at SCO-51, SECTOR -11, PANCHKULA, HARYANA, PIN-134109, Panchkula Urban Estate, Haryana.
Is IFSC BDBL0001780 valid for NEFT and RTGS?
Yes. IFSC BDBL0001780 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BDBL0001780 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001780 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Panchkula Urban Estate branch but serve different purposes.
How do I add Bandhan Bank Limited Panchkula Urban Estate as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001780, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BDBL0001780 belongs to Bandhan Bank Limited's PANCHKULA URBAN ESTATE branch, located at SCO-51, SECTOR -11, PANCHKULA, HARYANA, PIN-134109 in PANCHKULA URBAN ESTATE, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
