If you are searching for the IFSC code of Bandhan Bank Limited, NAHARKATIA branch in NAHARKATIA, ASSAM, this page has every detail you need. The verified IFSC code for this branch is BDBL0001177. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NAHARKATIA branch, and detailed step-by-step guides for using the IFSC BDBL0001177 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bandhan Bank Limited – NAHARKATIA is BDBL0001177. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001177 map to this branch in NAHARKATIA, ASSAM.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Naharkatia |
| IFSC Code | BDBL0001177 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NAHARKATIA MORAN BUS STAND ,P.O.- NAHARKATIA, ASSAM , PIN- 786610 |
| City | Naharkatia |
| District | Dibrugarh |
| State | Assam |
| Phone | 7575911771 |
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Naharkatia branch in Naharkatia, Assam is part of this network and uses the IFSC code BDBL0001177 for all electronic settlement.
About this branch
The branch is located at NAHARKATIA MORAN BUS STAND ,P.O.- NAHARKATIA, ASSAM , PIN- 786610. It serves the Naharkatia region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001177 is used to identify this branch on the RBI payments network.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NAHARKATIA of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001177 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001177 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BDBL0001177
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001177 across all three.
NEFT to Bandhan Bank Limited, NAHARKATIA using IFSC BDBL0001177
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001177, and confirm that the system picks up Bandhan Bank Limited – NAHARKATIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0001177
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – NAHARKATIA, ensure your bank's portal accepts IFSC BDBL0001177 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – NAHARKATIA, use IMPS. With IFSC BDBL0001177 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001177 for Bandhan Bank Limited – NAHARKATIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001177 | Yes – BDBL0001177 | Yes – BDBL0001177 |
For most retail customers crediting the Naharkatia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's NAHARKATIA branch, the IFSC BDBL0001177 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Naharkatia branch
Once you have an account at Bandhan Bank Limited – NAHARKATIA, the IFSC BDBL0001177 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Naharkatia branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7575911771.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001177
MICR & cheque-truncation details
Cheques drawn on the Naharkatia branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001177 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BDBL0001177
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NAHARKATIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001177 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – NAHARKATIA:
- The IFSC is exactly BDBL0001177 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and NAHARKATIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Naharkatia branch
The branch is located at NAHARKATIA MORAN BUS STAND ,P.O.- NAHARKATIA, ASSAM , PIN- 786610, which puts it inside Naharkatia, the broader Dibrugarh district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Naharkatia branch” — the verified location pin for IFSC BDBL0001177 should appear at the top of the results.
- Confirm the branch is open by calling 7575911771 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001177 and your account number.
Verifying IFSC BDBL0001177 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001177 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7575911771.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Naharkatia are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001177 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedNaharkatia Branch
NAHARKATIA MORAN BUS STAND ,P.O.- NAHARKATIA, ASSAM , PIN- 786610
Naharkatia, Assam
Phone: 7575911771
IFSC: BDBL0001177
Frequently asked questions
Does Bandhan Bank Limited Naharkatia branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7575911771 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Naharkatia branch but serve different purposes.
Is IFSC BDBL0001177 valid for NEFT and RTGS?
Yes. IFSC BDBL0001177 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BDBL0001177 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Naharkatia reflect within 30 minutes.
Where is Bandhan Bank Limited Naharkatia branch located?
Bandhan Bank Limited's Naharkatia branch is located at NAHARKATIA MORAN BUS STAND ,P.O.- NAHARKATIA, ASSAM , PIN- 786610, Naharkatia, Assam.
Can I use IFSC BDBL0001177 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001177 to send funds instantly.
What is the phone number of Bandhan Bank Limited Naharkatia branch?
You can reach the branch at 7575911771 during regular banking hours.
Summary
The IFSC code BDBL0001177 belongs to Bandhan Bank Limited's NAHARKATIA branch, located at NAHARKATIA MORAN BUS STAND ,P.O.- NAHARKATIA, ASSAM , PIN- 786610 in NAHARKATIA, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
