IFSC Code of Bandhan Bank Limited, Nagercoil Branch, Tamilnadu

Use this page as a one-stop reference for everything related to Bandhan Bank Limited's NAGERCOIL branch in NAGERCOIL, TAMILNADU. The branch's IFSC code BDBL0001871 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bandhan Bank Limited's NAGERCOIL branch, the IFSC BDBL0001871 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 001871 identifies this particular branch.

Branch details at a glance

About the bank

Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nagercoil branch in Nagercoil, Tamilnadu is part of this network and uses the IFSC code BDBL0001871 for all electronic settlement.

About the Nagercoil branch

The Nagercoil branch of Bandhan Bank Limited is situated at GROUND FLOOR, 1/1 SLB SOUTH ROAD, R.V. PURAM, NAGERCOIL, KANYAKUMARI, TAMIL NADU, PIN-629001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0001871 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's NAGERCOIL branch came to be assigned the code BDBL0001871.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001871, money simply cannot be routed to the NAGERCOIL branch electronically.

How to transfer money using IFSC BDBL0001871

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001871 across all three.

NEFT to Bandhan Bank Limited, NAGERCOIL using IFSC BDBL0001871

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001871, and confirm that the system picks up Bandhan Bank Limited – NAGERCOIL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NAGERCOIL

If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's NAGERCOIL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001871 while initiating the transfer and the credit will appear within minutes.

IMPS to Bandhan Bank Limited NAGERCOIL (IFSC BDBL0001871)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001871 in your mobile or internet banking app, and the money is credited to the NAGERCOIL branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Nagercoil

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0001871:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NAGERCOIL is still linked to IFSC BDBL0001871.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BDBL0001871

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – NAGERCOIL is still mapped to IFSC BDBL0001871. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001871 and the beneficiary's account number to complete the transfer.

Account types you can open at the Nagercoil branch

Once you have an account at Bandhan Bank Limited – NAGERCOIL, the IFSC BDBL0001871 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Nagercoil branch can access most of Bandhan Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BDBL0001871

MICR & cheque-truncation details

Cheques drawn on the Nagercoil branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001871 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Nagercoil branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001871 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – NAGERCOIL:

• The IFSC is exactly BDBL0001871 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bandhan Bank Limited as the bank name and NAGERCOIL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Nagercoil branch

The branch is located at GROUND FLOOR, 1/1 SLB SOUTH ROAD, R.V. PURAM, NAGERCOIL, KANYAKUMARI, TAMIL NADU, PIN-629001, which puts it inside Nagercoil, the broader Kanyakumari district, and the state of Tamilnadu. To plan your visit:

1. Open Google Maps on your phone and search for “Bandhan Bank Limited Nagercoil branch” — the verified location pin for IFSC BDBL0001871 should appear at the top of the results.
2. Confirm the branch is open by calling 6290018711 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001871 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BDBL0001871 for Bandhan Bank Limited – NAGERCOIL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nagercoil branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0001871, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BDBL0001871 belongs to Bandhan Bank Limited's NAGERCOIL branch, located at GROUND FLOOR, 1/1 SLB SOUTH ROAD, R.V. PURAM, NAGERCOIL, KANYAKUMARI, TAMIL… in NAGERCOIL, TAMILNADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.