Use this page as a one-stop reference for everything related to Bandhan Bank Limited's MUNGER branch in MUNGER, BIHAR. The branch's IFSC code BDBL0001174 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001174 is the IFSC of Bandhan Bank Limited's MUNGER branch. The format is fixed: BDBL = bank code, 0 = reserved, 001174 = branch identifier.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Munger |
| IFSC Code | BDBL0001174 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GANDHI CHOWK PURAB SARAI ROAD, P.O. DIST. MUNGER,BIHAR, PIN- 811201 |
| City | Munger |
| District | Munger |
| State | Bihar |
| Phone | 7321911741 |
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Munger branch — IFSC BDBL0001174 — extends the bank's services to customers in and around Munger, Bihar.
About this branch
The branch is located at GANDHI CHOWK PURAB SARAI ROAD, P.O. DIST. MUNGER,BIHAR, PIN- 811201. It serves the Munger region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001174 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's MUNGER branch came to be assigned the code BDBL0001174.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001174, money simply cannot be routed to the MUNGER branch electronically.
How to transfer money using IFSC BDBL0001174
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001174 across all three.
NEFT to Bandhan Bank Limited, MUNGER using IFSC BDBL0001174
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001174, and confirm that the system picks up Bandhan Bank Limited – MUNGER. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MUNGER
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's MUNGER branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001174 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – MUNGER, use IMPS. With IFSC BDBL0001174 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Munger
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0001174:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUNGER is still linked to IFSC BDBL0001174.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's MUNGER branch, the IFSC BDBL0001174 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Munger branch is mapped to IFSC BDBL0001174 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001174.
Banking services available
The Munger branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7321911741.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001174
MICR & cheque-truncation details
Cheques drawn on the Munger branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001174 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BDBL0001174
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MUNGER branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001174 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – MUNGER:
- The IFSC is exactly BDBL0001174 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and MUNGER as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Munger branch
The branch is located at GANDHI CHOWK PURAB SARAI ROAD, P.O. DIST. MUNGER,BIHAR, PIN- 811201, which puts it inside Munger, the broader Munger district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Munger branch” — the verified location pin for IFSC BDBL0001174 should appear at the top of the results.
- Confirm the branch is open by calling 7321911741 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001174 and your account number.
Verifying IFSC BDBL0001174 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001174 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7321911741.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Munger are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001174 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedMunger Branch
GANDHI CHOWK PURAB SARAI ROAD, P.O. DIST. MUNGER,BIHAR, PIN- 811201
Munger, Bihar
Phone: 7321911741
IFSC: BDBL0001174
Frequently asked questions
Does Bandhan Bank Limited Munger branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7321911741 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Munger branch but serve different purposes.
What is the IFSC code of Bandhan Bank Limited Munger branch?
The IFSC code of Bandhan Bank Limited, Munger branch is BDBL0001174. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BDBL0001174 the same for all accounts at Munger branch?
Yes. The IFSC BDBL0001174 is shared by every account held at Bandhan Bank Limited's Munger branch. Only the account number changes from customer to customer.
Can I use IFSC BDBL0001174 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001174 to send funds instantly.
What is the phone number of Bandhan Bank Limited Munger branch?
You can reach the branch at 7321911741 during regular banking hours.
Summary
The IFSC code BDBL0001174 belongs to Bandhan Bank Limited's MUNGER branch, located at GANDHI CHOWK PURAB SARAI ROAD, P.O. DIST. MUNGER,BIHAR, PIN- 811201 in MUNGER, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
