If you are searching for the IFSC code of Bandhan Bank Limited, MUGHALSARAI branch in MUGHALSARAI, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BDBL0001217. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MUGHALSARAI branch, and detailed step-by-step guides for using the IFSC BDBL0001217 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001217 is the IFSC of Bandhan Bank Limited's MUGHALSARAI branch. The format is fixed: BDBL = bank code, 0 = reserved, 001217 = branch identifier.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Mughalsarai |
| IFSC Code | BDBL0001217 |
| MICR Code | Refer to cheque leaf |
| Branch Address | H.NO. 584, G.T. ROAD, NAIBASTI, MUGHAL SARAI, DIST.-CHANDAULI, UTTAR PRADESH, PIN -232101 |
| City | Mughalsarai |
| District | Chandauli |
| State | Uttar Pradesh |
| Phone | 8392912171 |
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Mughalsarai branch in Mughalsarai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0001217.
Mughalsarai branch overview
Located at H.NO. 584, G.T. ROAD, NAIBASTI, MUGHAL SARAI, DIST.-CHANDAULI, UTTAR PRADESH, PIN -232101, the Mughalsarai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0001217 is required for all interbank electronic transfers routed through this branch.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUGHALSARAI of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001217 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001217 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BDBL0001217
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001217 across all three.
How to use IFSC BDBL0001217 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's MUGHALSARAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0001217.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as MUGHALSARAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MUGHALSARAI
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's MUGHALSARAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001217 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – MUGHALSARAI, use IMPS. With IFSC BDBL0001217 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001217 for Bandhan Bank Limited – MUGHALSARAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001217 | Yes – BDBL0001217 | Yes – BDBL0001217 |
For most retail customers crediting the Mughalsarai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0001217
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – MUGHALSARAI is still mapped to IFSC BDBL0001217. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001217 and the beneficiary's account number to complete the transfer.
Account types you can open at the Mughalsarai branch
Once you have an account at Bandhan Bank Limited – MUGHALSARAI, the IFSC BDBL0001217 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Mughalsarai branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001217
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001217 and the account number together uniquely identify the Mughalsarai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Mughalsarai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001217 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BDBL0001217
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – MUGHALSARAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001217. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mughalsarai branch
The branch is located at H.NO. 584, G.T. ROAD, NAIBASTI, MUGHAL SARAI, DIST.-CHANDAULI, UTTAR PRADESH, PIN -232101, which puts it inside Mughalsarai, the broader Chandauli district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Mughalsarai branch” — the verified location pin for IFSC BDBL0001217 should appear at the top of the results.
- Confirm the branch is open by calling 8392912171 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001217 and your account number.
Verifying IFSC BDBL0001217 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001217 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8392912171.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mughalsarai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0001217, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedMughalsarai Branch
H.NO. 584, G.T. ROAD, NAIBASTI, MUGHAL SARAI, DIST.-CHANDAULI, UTTAR PRADESH, PIN -232101
Mughalsarai, Uttar Pradesh
Phone: 8392912171
IFSC: BDBL0001217
Frequently asked questions
Where is Bandhan Bank Limited Mughalsarai branch located?
Bandhan Bank Limited's Mughalsarai branch is located at H.NO. 584, G.T. ROAD, NAIBASTI, MUGHAL SARAI, DIST.-CHANDAULI, UTTAR PRADESH, PIN -232101, Mughalsarai, Uttar Pradesh.
How do I add Bandhan Bank Limited Mughalsarai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001217, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BDBL0001217 the same for all accounts at Mughalsarai branch?
Yes. The IFSC BDBL0001217 is shared by every account held at Bandhan Bank Limited's Mughalsarai branch. Only the account number changes from customer to customer.
What is the phone number of Bandhan Bank Limited Mughalsarai branch?
You can reach the branch at 8392912171 during regular banking hours.
Does Bandhan Bank Limited Mughalsarai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8392912171 to confirm.
Is IFSC BDBL0001217 valid for NEFT and RTGS?
Yes. IFSC BDBL0001217 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BDBL0001217 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001217 to send funds instantly.
How quickly will an NEFT transfer using BDBL0001217 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Mughalsarai reflect within 30 minutes.
Summary
The IFSC code BDBL0001217 belongs to Bandhan Bank Limited's MUGHALSARAI branch, located at H.NO. 584, G.T. ROAD, NAIBASTI, MUGHAL SARAI, DIST.-CHANDAULI, UTTAR PRADESH,… in MUGHALSARAI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
