Below are the complete branch details for Bandhan Bank Limited, MORBI branch, located in MORBI, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0002943. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0002943 for Bandhan Bank Limited – MORBI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0002943 is the IFSC of Bandhan Bank Limited's MORBI branch. The format is fixed: BDBL = bank code, 0 = reserved, 002943 = branch identifier.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Morbi branch in Morbi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0002943.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Morbi |
| IFSC Code | BDBL0002943 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HF CENTER 1ST FLOOR, KAYAJI PARA, OPP. V. MART & ICICI BANK, RAVAPAR ROAD, MORBI - 363641. GUJARAT |
| City | Morbi |
| District | Rajkot |
| State | Gujarat |
| STD Code | 33 |
| Phone | 40456456 |
About this branch
The branch is located at HF CENTER 1ST FLOOR, KAYAJI PARA, OPP. V. MART & ICICI BANK, RAVAPAR ROAD, MORBI - 363641. GUJARAT. It serves the Morbi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0002943 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's MORBI branch came to be assigned the code BDBL0002943.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002943, money simply cannot be routed to the MORBI branch electronically.
Products and account variants supported
Every account opened at the Morbi branch is mapped to IFSC BDBL0002943 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0002943.
Products and services
Customers walking into the Morbi branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002943
How to transfer money using IFSC BDBL0002943
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002943 across all three.
NEFT to Bandhan Bank Limited, MORBI using IFSC BDBL0002943
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002943, and confirm that the system picks up Bandhan Bank Limited – MORBI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0002943
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – MORBI, ensure your bank's portal accepts IFSC BDBL0002943 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – MORBI, use IMPS. With IFSC BDBL0002943 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Morbi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0002943:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MORBI is still linked to IFSC BDBL0002943.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BDBL0002943
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – MORBI is still mapped to IFSC BDBL0002943. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002943 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Morbi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0002943 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Morbi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002943 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BDBL0002943
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – MORBI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0002943. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Morbi branch
The branch is located at HF CENTER 1ST FLOOR, KAYAJI PARA, OPP. V. MART & ICICI BANK, RAVAPAR ROAD, MORBI - 363641. GUJARAT, which puts it inside Morbi, the broader Rajkot district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Morbi branch” — the verified location pin for IFSC BDBL0002943 should appear at the top of the results.
- Confirm the branch is open by calling 33-40456456 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002943 and your account number.
Verifying IFSC BDBL0002943 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002943 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-40456456.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Morbi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0002943, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedMorbi Branch
HF CENTER 1ST FLOOR, KAYAJI PARA, OPP. V. MART & ICICI BANK, RAVAPAR ROAD, MORBI - 363641. GUJARAT
Morbi, Gujarat
Phone: 33-40456456
IFSC: BDBL0002943
Frequently asked questions
Is IFSC BDBL0002943 valid for NEFT and RTGS?
Yes. IFSC BDBL0002943 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bandhan Bank Limited Morbi branch?
You can reach the branch at 33-40456456 during regular banking hours.
Can I use IFSC BDBL0002943 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002943 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Morbi branch but serve different purposes.
Is IFSC BDBL0002943 the same for all accounts at Morbi branch?
Yes. The IFSC BDBL0002943 is shared by every account held at Bandhan Bank Limited's Morbi branch. Only the account number changes from customer to customer.
Where is Bandhan Bank Limited Morbi branch located?
Bandhan Bank Limited's Morbi branch is located at HF CENTER 1ST FLOOR, KAYAJI PARA, OPP. V. MART & ICICI BANK, RAVAPAR ROAD, MORBI - 363641. GUJARAT, Morbi, Gujarat.
Summary
The IFSC code BDBL0002943 belongs to Bandhan Bank Limited's MORBI branch, located at HF CENTER 1ST FLOOR, KAYAJI PARA, OPP. V. MART & ICICI BANK, RAVAPAR ROAD,… in MORBI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
