Below are the complete branch details for Bandhan Bank Limited, MEERUT branch, located in MEERUT, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0001992. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0001992 for Bandhan Bank Limited – MEERUT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bandhan Bank Limited – MEERUT is BDBL0001992. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001992 map to this branch in MEERUT, UTTAR PRADESH.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Meerut branch in Meerut. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0001992.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Meerut |
| IFSC Code | BDBL0001992 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,61/1,124 MAIN PUNJAB PUR,DELHI ROAD,MEERUT,UTTAR PRADESH-250002 |
| City | Meerut |
| District | Meerut |
| State | Uttar Pradesh |
| STD Code | 33 |
| Phone | 9330919921 |
About the Meerut branch
The Meerut branch of Bandhan Bank Limited is situated at GROUND FLOOR,61/1,124 MAIN PUNJAB PUR,DELHI ROAD,MEERUT,UTTAR PRADESH-250002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0001992 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's MEERUT branch came to be assigned the code BDBL0001992.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001992, money simply cannot be routed to the MEERUT branch electronically.
Products and account variants supported
Every account opened at the Meerut branch is mapped to IFSC BDBL0001992 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001992.
Products and services
Customers walking into the Meerut branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001992
How to transfer money using IFSC BDBL0001992
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001992 across all three.
NEFT to Bandhan Bank Limited, MEERUT using IFSC BDBL0001992
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001992, and confirm that the system picks up Bandhan Bank Limited – MEERUT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0001992
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – MEERUT, ensure your bank's portal accepts IFSC BDBL0001992 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bandhan Bank Limited MEERUT (IFSC BDBL0001992)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001992 in your mobile or internet banking app, and the money is credited to the MEERUT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001992 for Bandhan Bank Limited – MEERUT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001992 | Yes – BDBL0001992 | Yes – BDBL0001992 |
For most retail customers crediting the Meerut branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0001992
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – MEERUT is still mapped to IFSC BDBL0001992. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001992 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Meerut branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001992 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001992 and the account number together uniquely identify the Meerut branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BDBL0001992
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – MEERUT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001992. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Meerut branch sits at GROUND FLOOR,61/1,124 MAIN PUNJAB PUR,DELHI ROAD,MEERUT,UTTAR PRADESH-250002. If you are travelling from outside Meerut, search for the branch on a maps application using the bank name and locality, or call 33-9330919921 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001992 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0001992 for Bandhan Bank Limited – MEERUT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Meerut are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001992 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedMeerut Branch
GROUND FLOOR,61/1,124 MAIN PUNJAB PUR,DELHI ROAD,MEERUT,UTTAR PRADESH-250002
Meerut, Uttar Pradesh
Phone: 33-9330919921
IFSC: BDBL0001992
Frequently asked questions
What is the phone number of Bandhan Bank Limited Meerut branch?
You can reach the branch at 33-9330919921 during regular banking hours.
Is IFSC BDBL0001992 valid for NEFT and RTGS?
Yes. IFSC BDBL0001992 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bandhan Bank Limited Meerut as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001992, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BDBL0001992 the same for all accounts at Meerut branch?
Yes. The IFSC BDBL0001992 is shared by every account held at Bandhan Bank Limited's Meerut branch. Only the account number changes from customer to customer.
Where is Bandhan Bank Limited Meerut branch located?
Bandhan Bank Limited's Meerut branch is located at GROUND FLOOR,61/1,124 MAIN PUNJAB PUR,DELHI ROAD,MEERUT,UTTAR PRADESH-250002, Meerut, Uttar Pradesh.
How quickly will an NEFT transfer using BDBL0001992 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Meerut reflect within 30 minutes.
Can I use IFSC BDBL0001992 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001992 to send funds instantly.
Does Bandhan Bank Limited Meerut branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-9330919921 to confirm.
Summary
The IFSC code BDBL0001992 belongs to Bandhan Bank Limited's MEERUT branch, located at GROUND FLOOR,61/1,124 MAIN PUNJAB PUR,DELHI ROAD,MEERUT,UTTAR PRADESH-250002 in MEERUT, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
