This page lists the IFSC code, branch address, contact number and fund-transfer information for Bandhan Bank Limited, MALLIKPUR branch in MALLIKPUR. The 11-digit IFSC BDBL0001165 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bandhan Bank Limited at the MALLIKPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001165 is the IFSC of Bandhan Bank Limited's MALLIKPUR branch. The format is fixed: BDBL = bank code, 0 = reserved, 001165 = branch identifier.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Mallikpur branch in Mallikpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0001165.
About this branch
The branch is located at VILL RADHABAG MALOPARA ,P.O. LALGOLA, DIST. MURSHIDABAD,WEST BENGAL, PIN-742148. It serves the Mallikpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001165 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Mallikpur |
| IFSC Code | BDBL0001165 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL RADHABAG MALOPARA ,P.O. LALGOLA, DIST. MURSHIDABAD,WEST BENGAL, PIN-742148 |
| City | Mallikpur |
| District | Murshidabad |
| State | West Bengal |
| Phone | 7596011651 |
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MALLIKPUR of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001165 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001165 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001165 and the account number together uniquely identify the Mallikpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BDBL0001165
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001165 across all three.
NEFT to Bandhan Bank Limited, MALLIKPUR using IFSC BDBL0001165
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001165, and confirm that the system picks up Bandhan Bank Limited – MALLIKPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0001165
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – MALLIKPUR, ensure your bank's portal accepts IFSC BDBL0001165 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bandhan Bank Limited MALLIKPUR (IFSC BDBL0001165)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001165 in your mobile or internet banking app, and the money is credited to the MALLIKPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001165 for Bandhan Bank Limited – MALLIKPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001165 | Yes – BDBL0001165 | Yes – BDBL0001165 |
For most retail customers crediting the Mallikpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's MALLIKPUR branch, the IFSC BDBL0001165 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mallikpur branch is mapped to IFSC BDBL0001165 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001165.
Banking services available
The Mallikpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7596011651.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001165
Online banking and IFSC BDBL0001165
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MALLIKPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001165 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Mallikpur branch sits at VILL RADHABAG MALOPARA ,P.O. LALGOLA, DIST. MURSHIDABAD,WEST BENGAL, PIN-742148. If you are travelling from outside Mallikpur, search for the branch on a maps application using the bank name and locality, or call 7596011651 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001165 and your account number.
Common mistakes to avoid when using IFSC BDBL0001165
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – MALLIKPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001165. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Mallikpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001165 continue to work without interruption.
Verifying IFSC BDBL0001165 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001165 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7596011651.
- Visiting the bank's official branch locator page.
Branch address & contact
Bandhan Bank LimitedMallikpur Branch
VILL RADHABAG MALOPARA ,P.O. LALGOLA, DIST. MURSHIDABAD,WEST BENGAL, PIN-742148
Mallikpur, West Bengal
Phone: 7596011651
IFSC: BDBL0001165
Frequently asked questions
Can I use IFSC BDBL0001165 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001165 to send funds instantly.
Is IFSC BDBL0001165 valid for NEFT and RTGS?
Yes. IFSC BDBL0001165 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bandhan Bank Limited Mallikpur branch located?
Bandhan Bank Limited's Mallikpur branch is located at VILL RADHABAG MALOPARA ,P.O. LALGOLA, DIST. MURSHIDABAD,WEST BENGAL, PIN-742148, Mallikpur, West Bengal.
What is the IFSC code of Bandhan Bank Limited Mallikpur branch?
The IFSC code of Bandhan Bank Limited, Mallikpur branch is BDBL0001165. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bandhan Bank Limited Mallikpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001165, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bandhan Bank Limited Mallikpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7596011651 to confirm.
Summary
The IFSC code BDBL0001165 belongs to Bandhan Bank Limited's MALLIKPUR branch, located at VILL RADHABAG MALOPARA ,P.O. LALGOLA, DIST. MURSHIDABAD,WEST BENGAL, PIN-742148 in MALLIKPUR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
