Below are the complete branch details for Bandhan Bank Limited, MAHARAJGANJ BRANCH branch, located in MAHRAJGANJ, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0002718. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0002718 for Bandhan Bank Limited – MAHARAJGANJ BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bandhan Bank Limited – MAHARAJGANJ BRANCH is BDBL0002718. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002718 map to this branch in MAHRAJGANJ, UTTAR PRADESH.
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Maharajganj Branch branch — IFSC BDBL0002718 — extends the bank's services to customers in and around Mahrajganj, Uttar Pradesh.
About the Maharajganj Branch branch
The Maharajganj Branch branch of Bandhan Bank Limited is situated at RAJEEV NAGAR, PHARENDA ROAD, NAGAR PALIKA PARISHAD MAHARAJGANJ, DIST - MAHARAJGANJ , STATE - UTTAR PRADESH, PIN - 273303. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002718 is used.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Maharajganj Branch |
| IFSC Code | BDBL0002718 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAJEEV NAGAR, PHARENDA ROAD, NAGAR PALIKA PARISHAD MAHARAJGANJ, DIST - MAHARAJGANJ , STATE - UTTAR PRADESH, PIN - 273303 |
| City | Mahrajganj |
| District | Mahrajganj |
| State | Uttar Pradesh |
| STD Code | 33 |
| Phone | 40456456 |
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MAHARAJGANJ BRANCH of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002718 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002718 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Maharajganj Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002718 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BDBL0002718
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002718 across all three.
NEFT to Bandhan Bank Limited, MAHARAJGANJ BRANCH using IFSC BDBL0002718
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002718, and confirm that the system picks up Bandhan Bank Limited – MAHARAJGANJ BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0002718
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – MAHARAJGANJ BRANCH, ensure your bank's portal accepts IFSC BDBL0002718 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – MAHARAJGANJ BRANCH, use IMPS. With IFSC BDBL0002718 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002718 for Bandhan Bank Limited – MAHARAJGANJ BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002718 | Yes – BDBL0002718 | Yes – BDBL0002718 |
For most retail customers crediting the Maharajganj Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0002718
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – MAHARAJGANJ BRANCH is still mapped to IFSC BDBL0002718. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002718 and the beneficiary's account number to complete the transfer.
Account types you can open at the Maharajganj Branch branch
Once you have an account at Bandhan Bank Limited – MAHARAJGANJ BRANCH, the IFSC BDBL0002718 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Maharajganj Branch branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002718
Online banking and IFSC BDBL0002718
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MAHARAJGANJ BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002718 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Maharajganj Branch branch
The branch is located at RAJEEV NAGAR, PHARENDA ROAD, NAGAR PALIKA PARISHAD MAHARAJGANJ, DIST - MAHARAJGANJ , STATE - UTTAR PRADESH, PIN - 273303, which puts it inside Mahrajganj, the broader Mahrajganj district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Maharajganj Branch branch” — the verified location pin for IFSC BDBL0002718 should appear at the top of the results.
- Confirm the branch is open by calling 33-40456456 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002718 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – MAHARAJGANJ BRANCH:
- The IFSC is exactly BDBL0002718 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and MAHARAJGANJ BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Maharajganj Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002718 continue to work without interruption.
Verifying IFSC BDBL0002718 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002718 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-40456456.
- Visiting the bank's official branch locator page.
Branch address & contact
Bandhan Bank LimitedMaharajganj Branch Branch
RAJEEV NAGAR, PHARENDA ROAD, NAGAR PALIKA PARISHAD MAHARAJGANJ, DIST - MAHARAJGANJ , STATE - UTTAR PRADESH, PIN - 273303
Mahrajganj, Uttar Pradesh
Phone: 33-40456456
IFSC: BDBL0002718
Frequently asked questions
What is the IFSC code of Bandhan Bank Limited Maharajganj Branch branch?
The IFSC code of Bandhan Bank Limited, Maharajganj Branch branch is BDBL0002718. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BDBL0002718 valid for NEFT and RTGS?
Yes. IFSC BDBL0002718 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Maharajganj Branch branch but serve different purposes.
Can I use IFSC BDBL0002718 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002718 to send funds instantly.
How do I add Bandhan Bank Limited Maharajganj Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002718, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BDBL0002718 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Maharajganj Branch reflect within 30 minutes.
Where is Bandhan Bank Limited Maharajganj Branch branch located?
Bandhan Bank Limited's Maharajganj Branch branch is located at RAJEEV NAGAR, PHARENDA ROAD, NAGAR PALIKA PARISHAD MAHARAJGANJ, DIST - MAHARAJGANJ , STATE - UTTAR PRADESH, PIN - 273303, Mahrajganj, Uttar Pradesh.
What is the phone number of Bandhan Bank Limited Maharajganj Branch branch?
You can reach the branch at 33-40456456 during regular banking hours.
Summary
The IFSC code BDBL0002718 belongs to Bandhan Bank Limited's MAHARAJGANJ BRANCH branch, located at RAJEEV NAGAR, PHARENDA ROAD, NAGAR PALIKA PARISHAD MAHARAJGANJ, DIST -… in MAHRAJGANJ, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
