Below are the complete branch details for Bandhan Bank Limited, SANGRUR BRANCH branch, located in LUDHIANA, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0002258. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0002258 for Bandhan Bank Limited – SANGRUR BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's SANGRUR BRANCH branch, the IFSC BDBL0002258 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 002258 identifies this particular branch.
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sangrur Branch branch in Ludhiana, Punjab is part of this network and uses the IFSC code BDBL0002258 for all electronic settlement.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Sangrur Branch |
| IFSC Code | BDBL0002258 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANSAL SHEET BHANDAR, ADJ. HDFC BANK, GAUSHALA ROAD, SANGRUR, PUNJAB - 148001 |
| City | Ludhiana |
| District | Sangrur |
| State | Punjab |
| STD Code | 91 |
| Phone | 8697822581 |
Sangrur Branch branch overview
Located at BANSAL SHEET BHANDAR, ADJ. HDFC BANK, GAUSHALA ROAD, SANGRUR, PUNJAB - 148001, the Sangrur Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0002258 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's SANGRUR BRANCH branch came to be assigned the code BDBL0002258.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002258, money simply cannot be routed to the SANGRUR BRANCH branch electronically.
Products and account variants supported
Every account opened at the Sangrur Branch branch is mapped to IFSC BDBL0002258 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0002258.
Products and services
Customers walking into the Sangrur Branch branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002258
How to transfer money using IFSC BDBL0002258
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002258 across all three.
NEFT to Bandhan Bank Limited, SANGRUR BRANCH using IFSC BDBL0002258
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002258, and confirm that the system picks up Bandhan Bank Limited – SANGRUR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SANGRUR BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's SANGRUR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002258 while initiating the transfer and the credit will appear within minutes.
IMPS to Bandhan Bank Limited SANGRUR BRANCH (IFSC BDBL0002258)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002258 in your mobile or internet banking app, and the money is credited to the SANGRUR BRANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sangrur Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0002258:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SANGRUR BRANCH is still linked to IFSC BDBL0002258.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BDBL0002258
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – SANGRUR BRANCH is still mapped to IFSC BDBL0002258. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002258 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BDBL0002258
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SANGRUR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002258 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Sangrur Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002258 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BDBL0002258
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – SANGRUR BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0002258. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Sangrur Branch branch sits at BANSAL SHEET BHANDAR, ADJ. HDFC BANK, GAUSHALA ROAD, SANGRUR, PUNJAB - 148001. If you are travelling from outside Ludhiana, search for the branch on a maps application using the bank name and locality, or call 91-8697822581 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002258 and your account number.
Verifying IFSC BDBL0002258 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002258 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8697822581.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sangrur Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0002258, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedSangrur Branch Branch
BANSAL SHEET BHANDAR, ADJ. HDFC BANK, GAUSHALA ROAD, SANGRUR, PUNJAB - 148001
Ludhiana, Punjab
Phone: 91-8697822581
IFSC: BDBL0002258
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sangrur Branch branch but serve different purposes.
Is IFSC BDBL0002258 the same for all accounts at Sangrur Branch branch?
Yes. The IFSC BDBL0002258 is shared by every account held at Bandhan Bank Limited's Sangrur Branch branch. Only the account number changes from customer to customer.
What is the IFSC code of Bandhan Bank Limited Sangrur Branch branch?
The IFSC code of Bandhan Bank Limited, Sangrur Branch branch is BDBL0002258. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bandhan Bank Limited Sangrur Branch branch located?
Bandhan Bank Limited's Sangrur Branch branch is located at BANSAL SHEET BHANDAR, ADJ. HDFC BANK, GAUSHALA ROAD, SANGRUR, PUNJAB - 148001, Ludhiana, Punjab.
How do I add Bandhan Bank Limited Sangrur Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002258, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BDBL0002258 valid for NEFT and RTGS?
Yes. IFSC BDBL0002258 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BDBL0002258 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Sangrur Branch reflect within 30 minutes.
Final notes
To recap: BDBL0002258 is the IFSC code of Bandhan Bank Limited, SANGRUR BRANCH branch, in LUDHIANA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
