If you are searching for the IFSC code of Bandhan Bank Limited, LAKHIPUR branch in LAKHIPUR, ASSAM, this page has every detail you need. The verified IFSC code for this branch is BDBL0001391. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LAKHIPUR branch, and detailed step-by-step guides for using the IFSC BDBL0001391 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's LAKHIPUR branch, the IFSC BDBL0001391 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 001391 identifies this particular branch.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Lakhipur |
| IFSC Code | BDBL0001391 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL LAKHIPUR P.O. KALAIN, DIST. CACHAR, ASSAM , PIN- 788815 |
| City | Lakhipur |
| District | Cachar |
| State | Assam |
| Phone | 9706313911 |
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Lakhipur branch in Lakhipur, Assam is part of this network and uses the IFSC code BDBL0001391 for all electronic settlement.
About this branch
The branch is located at VILL LAKHIPUR P.O. KALAIN, DIST. CACHAR, ASSAM , PIN- 788815. It serves the Lakhipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001391 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's LAKHIPUR branch came to be assigned the code BDBL0001391.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001391, money simply cannot be routed to the LAKHIPUR branch electronically.
How to transfer money using IFSC BDBL0001391
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001391 across all three.
NEFT to Bandhan Bank Limited, LAKHIPUR using IFSC BDBL0001391
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001391, and confirm that the system picks up Bandhan Bank Limited – LAKHIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to LAKHIPUR
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's LAKHIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001391 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – LAKHIPUR, use IMPS. With IFSC BDBL0001391 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001391 for Bandhan Bank Limited – LAKHIPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001391 | Yes – BDBL0001391 | Yes – BDBL0001391 |
For most retail customers crediting the Lakhipur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's LAKHIPUR branch, the IFSC BDBL0001391 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Lakhipur branch
Once you have an account at Bandhan Bank Limited – LAKHIPUR, the IFSC BDBL0001391 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Lakhipur branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001391
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001391 and the account number together uniquely identify the Lakhipur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BDBL0001391
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the LAKHIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001391 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BDBL0001391
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – LAKHIPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001391. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Lakhipur branch
The branch is located at VILL LAKHIPUR P.O. KALAIN, DIST. CACHAR, ASSAM , PIN- 788815, which puts it inside Lakhipur, the broader Cachar district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Lakhipur branch” — the verified location pin for IFSC BDBL0001391 should appear at the top of the results.
- Confirm the branch is open by calling 9706313911 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001391 and your account number.
Verifying IFSC BDBL0001391 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001391 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9706313911.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Lakhipur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001391 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedLakhipur Branch
VILL LAKHIPUR P.O. KALAIN, DIST. CACHAR, ASSAM , PIN- 788815
Lakhipur, Assam
Phone: 9706313911
IFSC: BDBL0001391
Frequently asked questions
Is IFSC BDBL0001391 valid for NEFT and RTGS?
Yes. IFSC BDBL0001391 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Lakhipur branch but serve different purposes.
How do I add Bandhan Bank Limited Lakhipur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001391, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bandhan Bank Limited Lakhipur branch?
The IFSC code of Bandhan Bank Limited, Lakhipur branch is BDBL0001391. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BDBL0001391 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Lakhipur reflect within 30 minutes.
Does Bandhan Bank Limited Lakhipur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9706313911 to confirm.
Can I use IFSC BDBL0001391 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001391 to send funds instantly.
Summary
The IFSC code BDBL0001391 belongs to Bandhan Bank Limited's LAKHIPUR branch, located at VILL LAKHIPUR P.O. KALAIN, DIST. CACHAR, ASSAM , PIN- 788815 in LAKHIPUR, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
