If you are searching for the IFSC code of Bandhan Bank Limited, LAHERIYASARAI BRANCH branch in LAHERIASARAI, BIHAR, this page has every detail you need. The verified IFSC code for this branch is BDBL0002459. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LAHERIYASARAI BRANCH branch, and detailed step-by-step guides for using the IFSC BDBL0002459 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's LAHERIYASARAI BRANCH branch, the IFSC BDBL0002459 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 002459 identifies this particular branch.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Laheriyasarai Branch |
| IFSC Code | BDBL0002459 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRSTFLOOR,SHIVAMCOMPLEX,VIPROAD,NEWMARKET,BANGALITOLA,BALBHADRAPUR,LAHERIASARAI,DISTRICT DARBHANGA,BIHAR-846001 |
| City | Laheriasarai |
| District | Darbhanga |
| State | Bihar |
| Phone | 9903024591 |
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Laheriyasarai Branch branch in Laheriasarai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0002459.
About this branch
The branch is located at FIRSTFLOOR,SHIVAMCOMPLEX,VIPROAD,NEWMARKET,BANGALITOLA,BALBHADRAPUR,LAHERIASARAI,DISTRICT DARBHANGA,BIHAR-846001. It serves the Laheriasarai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0002459 is used to identify this branch on the RBI payments network.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LAHERIYASARAI BRANCH of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002459 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002459 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BDBL0002459
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002459 across all three.
NEFT to Bandhan Bank Limited, LAHERIYASARAI BRANCH using IFSC BDBL0002459
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002459, and confirm that the system picks up Bandhan Bank Limited – LAHERIYASARAI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to LAHERIYASARAI BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's LAHERIYASARAI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002459 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – LAHERIYASARAI BRANCH, use IMPS. With IFSC BDBL0002459 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002459 for Bandhan Bank Limited – LAHERIYASARAI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002459 | Yes – BDBL0002459 | Yes – BDBL0002459 |
For most retail customers crediting the Laheriyasarai Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's LAHERIYASARAI BRANCH branch, the IFSC BDBL0002459 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Laheriyasarai Branch branch is mapped to IFSC BDBL0002459 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0002459.
Products and services
Customers walking into the Laheriyasarai Branch branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002459
MICR & cheque-truncation details
Cheques drawn on the Laheriyasarai Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002459 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BDBL0002459
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the LAHERIYASARAI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002459 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – LAHERIYASARAI BRANCH:
- The IFSC is exactly BDBL0002459 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and LAHERIYASARAI BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Laheriyasarai Branch branch
The branch is located at FIRSTFLOOR,SHIVAMCOMPLEX,VIPROAD,NEWMARKET,BANGALITOLA,BALBHADRAPUR,LAHERIASARAI,DISTRICT DARBHANGA,BIHAR-846001, which puts it inside Laheriasarai, the broader Darbhanga district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Laheriyasarai Branch branch” — the verified location pin for IFSC BDBL0002459 should appear at the top of the results.
- Confirm the branch is open by calling 9903024591 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002459 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0002459 for Bandhan Bank Limited – LAHERIYASARAI BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Laheriyasarai Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002459 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedLaheriyasarai Branch Branch
FIRSTFLOOR,SHIVAMCOMPLEX,VIPROAD,NEWMARKET,BANGALITOLA,BALBHADRAPUR,LAHERIASARAI,DISTRICT DARBHANGA,BIHAR-846001
Laheriasarai, Bihar
Phone: 9903024591
IFSC: BDBL0002459
Frequently asked questions
Is IFSC BDBL0002459 valid for NEFT and RTGS?
Yes. IFSC BDBL0002459 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bandhan Bank Limited Laheriyasarai Branch branch located?
Bandhan Bank Limited's Laheriyasarai Branch branch is located at FIRSTFLOOR,SHIVAMCOMPLEX,VIPROAD,NEWMARKET,BANGALITOLA,BALBHADRAPUR,LAHERIASARAI,DISTRICT DARBHANGA,BIHAR-846001, Laheriasarai, Bihar.
Is IFSC BDBL0002459 the same for all accounts at Laheriyasarai Branch branch?
Yes. The IFSC BDBL0002459 is shared by every account held at Bandhan Bank Limited's Laheriyasarai Branch branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Laheriyasarai Branch branch but serve different purposes.
What is the phone number of Bandhan Bank Limited Laheriyasarai Branch branch?
You can reach the branch at 9903024591 during regular banking hours.
How quickly will an NEFT transfer using BDBL0002459 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Laheriyasarai Branch reflect within 30 minutes.
Does Bandhan Bank Limited Laheriyasarai Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9903024591 to confirm.
Summary
The IFSC code BDBL0002459 belongs to Bandhan Bank Limited's LAHERIYASARAI BRANCH branch, located at FIRSTFLOOR,SHIVAMCOMPLEX,VIPROAD,NEWMARKET,BANGALITOLA,BALBHADRAPUR,LAHERIASARA… in LAHERIASARAI, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
