Below are the complete branch details for Bandhan Bank Limited, KOZHIKODE branch, located in KOZHIKODE, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0001622. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0001622 for Bandhan Bank Limited – KOZHIKODE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bandhan Bank Limited – KOZHIKODE is BDBL0001622. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001622 map to this branch in KOZHIKODE, KERALA.
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kozhikode branch in Kozhikode, Kerala is part of this network and uses the IFSC code BDBL0001622 for all electronic settlement.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Kozhikode |
| IFSC Code | BDBL0001622 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, METRO MAGNA, PARAYANCHERY, KUTHIRAVATTOM POST, MAVOOR ROAD, KOZHIKODE, KERALA, PIN- 673016 |
| City | Kozhikode |
| District | Kozhikode |
| State | Kerala |
| Phone | 7594816221 |
About the Kozhikode branch
The Kozhikode branch of Bandhan Bank Limited is situated at GROUND FLOOR, METRO MAGNA, PARAYANCHERY, KUTHIRAVATTOM POST, MAVOOR ROAD, KOZHIKODE, KERALA, PIN- 673016. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0001622 is used.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOZHIKODE of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001622 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001622 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Kozhikode branch is mapped to IFSC BDBL0001622 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001622.
Banking services available
The Kozhikode branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7594816221.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001622
How to transfer money using IFSC BDBL0001622
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001622 across all three.
NEFT to Bandhan Bank Limited, KOZHIKODE using IFSC BDBL0001622
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001622, and confirm that the system picks up Bandhan Bank Limited – KOZHIKODE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KOZHIKODE
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's KOZHIKODE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001622 while initiating the transfer and the credit will appear within minutes.
IMPS to Bandhan Bank Limited KOZHIKODE (IFSC BDBL0001622)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001622 in your mobile or internet banking app, and the money is credited to the KOZHIKODE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001622 for Bandhan Bank Limited – KOZHIKODE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001622 | Yes – BDBL0001622 | Yes – BDBL0001622 |
For most retail customers crediting the Kozhikode branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0001622
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – KOZHIKODE is still mapped to IFSC BDBL0001622. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001622 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Kozhikode branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001622 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Kozhikode branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001622 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BDBL0001622
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – KOZHIKODE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001622. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kozhikode branch sits at GROUND FLOOR, METRO MAGNA, PARAYANCHERY, KUTHIRAVATTOM POST, MAVOOR ROAD, KOZHIKODE, KERALA, PIN- 673016. If you are travelling from outside Kozhikode, search for the branch on a maps application using the bank name and locality, or call 7594816221 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001622 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0001622 for Bandhan Bank Limited – KOZHIKODE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Kozhikode are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001622 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedKozhikode Branch
GROUND FLOOR, METRO MAGNA, PARAYANCHERY, KUTHIRAVATTOM POST, MAVOOR ROAD, KOZHIKODE, KERALA, PIN- 673016
Kozhikode, Kerala
Phone: 7594816221
IFSC: BDBL0001622
Frequently asked questions
Where is Bandhan Bank Limited Kozhikode branch located?
Bandhan Bank Limited's Kozhikode branch is located at GROUND FLOOR, METRO MAGNA, PARAYANCHERY, KUTHIRAVATTOM POST, MAVOOR ROAD, KOZHIKODE, KERALA, PIN- 673016, Kozhikode, Kerala.
How do I add Bandhan Bank Limited Kozhikode as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001622, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bandhan Bank Limited Kozhikode branch?
You can reach the branch at 7594816221 during regular banking hours.
Can I use IFSC BDBL0001622 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001622 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kozhikode branch but serve different purposes.
Does Bandhan Bank Limited Kozhikode branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7594816221 to confirm.
How quickly will an NEFT transfer using BDBL0001622 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Kozhikode reflect within 30 minutes.
Summary
The IFSC code BDBL0001622 belongs to Bandhan Bank Limited's KOZHIKODE branch, located at GROUND FLOOR, METRO MAGNA, PARAYANCHERY, KUTHIRAVATTOM POST, MAVOOR ROAD,… in KOZHIKODE, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
