If you are searching for the IFSC code of Bandhan Bank Limited, AMALAPURAM BRANCH branch in KONASEEMA, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BDBL0002406. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AMALAPURAM BRANCH branch, and detailed step-by-step guides for using the IFSC BDBL0002406 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's AMALAPURAM BRANCH branch, the IFSC BDBL0002406 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 002406 identifies this particular branch.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Amalapuram Branch |
| IFSC Code | BDBL0002406 |
| MICR Code | Refer to cheque leaf |
| Branch Address | R.S.NO 382/7,D.NO 8-4-104,GANDHI BAZAR,AMALAPURAM,KONASEEMA,ANDHRAPRADESH -523201 |
| City | Konaseema |
| District | East Godavari |
| State | Andhra Pradesh |
| Phone | 9903224061 |
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Amalapuram Branch branch — IFSC BDBL0002406 — extends the bank's services to customers in and around Konaseema, Andhra Pradesh.
About the Amalapuram Branch branch
The Amalapuram Branch branch of Bandhan Bank Limited is situated at R.S.NO 382/7,D.NO 8-4-104,GANDHI BAZAR,AMALAPURAM,KONASEEMA,ANDHRAPRADESH -523201. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002406 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's AMALAPURAM BRANCH branch came to be assigned the code BDBL0002406.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002406, money simply cannot be routed to the AMALAPURAM BRANCH branch electronically.
How to transfer money using IFSC BDBL0002406
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002406 across all three.
How to use IFSC BDBL0002406 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's AMALAPURAM BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0002406.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as AMALAPURAM BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to AMALAPURAM BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's AMALAPURAM BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002406 while initiating the transfer and the credit will appear within minutes.
IMPS to Bandhan Bank Limited AMALAPURAM BRANCH (IFSC BDBL0002406)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002406 in your mobile or internet banking app, and the money is credited to the AMALAPURAM BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002406 for Bandhan Bank Limited – AMALAPURAM BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002406 | Yes – BDBL0002406 | Yes – BDBL0002406 |
For most retail customers crediting the Amalapuram Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's AMALAPURAM BRANCH branch, the IFSC BDBL0002406 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Amalapuram Branch branch is mapped to IFSC BDBL0002406 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0002406.
Products and services
Customers walking into the Amalapuram Branch branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002406
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002406 and the account number together uniquely identify the Amalapuram Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Amalapuram Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0002406 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BDBL0002406
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – AMALAPURAM BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0002406. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Amalapuram Branch branch sits at R.S.NO 382/7,D.NO 8-4-104,GANDHI BAZAR,AMALAPURAM,KONASEEMA,ANDHRAPRADESH -523201. If you are travelling from outside Konaseema, search for the branch on a maps application using the bank name and locality, or call 9903224061 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002406 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0002406 for Bandhan Bank Limited – AMALAPURAM BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Amalapuram Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0002406, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedAmalapuram Branch Branch
R.S.NO 382/7,D.NO 8-4-104,GANDHI BAZAR,AMALAPURAM,KONASEEMA,ANDHRAPRADESH -523201
Konaseema, Andhra Pradesh
Phone: 9903224061
IFSC: BDBL0002406
Frequently asked questions
Where is Bandhan Bank Limited Amalapuram Branch branch located?
Bandhan Bank Limited's Amalapuram Branch branch is located at R.S.NO 382/7,D.NO 8-4-104,GANDHI BAZAR,AMALAPURAM,KONASEEMA,ANDHRAPRADESH -523201, Konaseema, Andhra Pradesh.
Can I use IFSC BDBL0002406 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002406 to send funds instantly.
How do I add Bandhan Bank Limited Amalapuram Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002406, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Amalapuram Branch branch but serve different purposes.
What is the phone number of Bandhan Bank Limited Amalapuram Branch branch?
You can reach the branch at 9903224061 during regular banking hours.
How quickly will an NEFT transfer using BDBL0002406 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Amalapuram Branch reflect within 30 minutes.
Final notes
To recap: BDBL0002406 is the IFSC code of Bandhan Bank Limited, AMALAPURAM BRANCH branch, in KONASEEMA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
