Below are the complete branch details for Bandhan Bank Limited, DIGITAL PAYMENT branch, located in KOLKATA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0070002. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0070002 for Bandhan Bank Limited – DIGITAL PAYMENT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0070002 is the IFSC of Bandhan Bank Limited's DIGITAL PAYMENT branch. The format is fixed: BDBL = bank code, 0 = reserved, 070002 = branch identifier.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Digital Payment |
| IFSC Code | BDBL0070002 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANDHAN BANK LTD HEAD OFFICE 12TH FLOOR ADVENTZ INFINITY 5 BN BLOCK,SECTOR V SALT LAKE CITY KOLKATA -700091 |
| City | Kolkata |
| District | North Xxiv Parganas |
| State | West Bengal |
| STD Code | 33 |
| Phone | 66090909 |
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Digital Payment branch in Kolkata. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0070002.
About this branch
The branch is located at BANDHAN BANK LTD HEAD OFFICE 12TH FLOOR ADVENTZ INFINITY 5 BN BLOCK,SECTOR V SALT LAKE CITY KOLKATA -700091. It serves the Kolkata region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0070002 is used to identify this branch on the RBI payments network.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DIGITAL PAYMENT of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0070002 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0070002 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BDBL0070002
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0070002 across all three.
How to use IFSC BDBL0070002 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's DIGITAL PAYMENT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0070002.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as DIGITAL PAYMENT.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DIGITAL PAYMENT
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's DIGITAL PAYMENT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0070002 while initiating the transfer and the credit will appear within minutes.
IMPS to Bandhan Bank Limited DIGITAL PAYMENT (IFSC BDBL0070002)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0070002 in your mobile or internet banking app, and the money is credited to the DIGITAL PAYMENT branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Digital Payment
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0070002:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DIGITAL PAYMENT is still linked to IFSC BDBL0070002.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BDBL0070002
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – DIGITAL PAYMENT is still mapped to IFSC BDBL0070002. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0070002 and the beneficiary's account number to complete the transfer.
Account types you can open at the Digital Payment branch
Once you have an account at Bandhan Bank Limited – DIGITAL PAYMENT, the IFSC BDBL0070002 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Digital Payment branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0070002
MICR & cheque-truncation details
Cheques drawn on the Digital Payment branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0070002 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BDBL0070002
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DIGITAL PAYMENT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0070002 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BDBL0070002
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – DIGITAL PAYMENT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0070002. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Digital Payment branch sits at BANDHAN BANK LTD HEAD OFFICE 12TH FLOOR ADVENTZ INFINITY 5 BN BLOCK,SECTOR V SALT LAKE CITY KOLKATA -700091. If you are travelling from outside Kolkata, search for the branch on a maps application using the bank name and locality, or call 33-66090909 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0070002 and your account number.
Verifying IFSC BDBL0070002 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0070002 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-66090909.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Digital Payment are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0070002 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedDigital Payment Branch
BANDHAN BANK LTD HEAD OFFICE 12TH FLOOR ADVENTZ INFINITY 5 BN BLOCK,SECTOR V SALT LAKE CITY KOLKATA -700091
Kolkata, West Bengal
Phone: 33-66090909
IFSC: BDBL0070002
Frequently asked questions
How quickly will an NEFT transfer using BDBL0070002 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Digital Payment reflect within 30 minutes.
Where is Bandhan Bank Limited Digital Payment branch located?
Bandhan Bank Limited's Digital Payment branch is located at BANDHAN BANK LTD HEAD OFFICE 12TH FLOOR ADVENTZ INFINITY 5 BN BLOCK,SECTOR V SALT LAKE CITY KOLKATA -700091, Kolkata, West Bengal.
Is IFSC BDBL0070002 valid for NEFT and RTGS?
Yes. IFSC BDBL0070002 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bandhan Bank Limited Digital Payment branch?
You can reach the branch at 33-66090909 during regular banking hours.
How do I add Bandhan Bank Limited Digital Payment as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0070002, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BDBL0070002 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0070002 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Digital Payment branch but serve different purposes.
Summary
The IFSC code BDBL0070002 belongs to Bandhan Bank Limited's DIGITAL PAYMENT branch, located at BANDHAN BANK LTD HEAD OFFICE 12TH FLOOR ADVENTZ INFINITY 5 BN BLOCK,SECTOR V… in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
