Use this page as a one-stop reference for everything related to Bandhan Bank Limited's CREDIT CARD OPS branch in KOLKATA, WEST BENGAL. The branch's IFSC code BDBL0001008 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bandhan Bank Limited – CREDIT CARD OPS is BDBL0001008. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001008 map to this branch in KOLKATA, WEST BENGAL.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Credit Card Ops |
| IFSC Code | BDBL0001008 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 13TH FLOOR,ADVENTZ INFINITY 5,BN-5, SALT LAKE CITY |
| City | Kolkata |
| District | North Xxiv Parganas |
| State | West Bengal |
| STD Code | 33 |
| Phone | 40456456 |
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Credit Card Ops branch in Kolkata, West Bengal is part of this network and uses the IFSC code BDBL0001008 for all electronic settlement.
About this branch
The branch is located at 13TH FLOOR,ADVENTZ INFINITY 5,BN-5, SALT LAKE CITY. It serves the Kolkata region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001008 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's CREDIT CARD OPS branch came to be assigned the code BDBL0001008.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001008, money simply cannot be routed to the CREDIT CARD OPS branch electronically.
How to transfer money using IFSC BDBL0001008
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001008 across all three.
NEFT to Bandhan Bank Limited, CREDIT CARD OPS using IFSC BDBL0001008
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001008, and confirm that the system picks up Bandhan Bank Limited – CREDIT CARD OPS. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0001008
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – CREDIT CARD OPS, ensure your bank's portal accepts IFSC BDBL0001008 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – CREDIT CARD OPS, use IMPS. With IFSC BDBL0001008 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001008 for Bandhan Bank Limited – CREDIT CARD OPS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001008 | Yes – BDBL0001008 | Yes – BDBL0001008 |
For most retail customers crediting the Credit Card Ops branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0001008
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – CREDIT CARD OPS is still mapped to IFSC BDBL0001008. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001008 and the beneficiary's account number to complete the transfer.
Account types you can open at the Credit Card Ops branch
Once you have an account at Bandhan Bank Limited – CREDIT CARD OPS, the IFSC BDBL0001008 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Credit Card Ops branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001008
MICR & cheque-truncation details
Cheques drawn on the Credit Card Ops branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001008 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Credit Card Ops branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001008 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – CREDIT CARD OPS:
- The IFSC is exactly BDBL0001008 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and CREDIT CARD OPS as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Credit Card Ops branch
The branch is located at 13TH FLOOR,ADVENTZ INFINITY 5,BN-5, SALT LAKE CITY, which puts it inside Kolkata, the broader North Xxiv Parganas district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Credit Card Ops branch” — the verified location pin for IFSC BDBL0001008 should appear at the top of the results.
- Confirm the branch is open by calling 33-40456456 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001008 and your account number.
Verifying IFSC BDBL0001008 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001008 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-40456456.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Credit Card Ops are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001008 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedCredit Card Ops Branch
13TH FLOOR,ADVENTZ INFINITY 5,BN-5, SALT LAKE CITY
Kolkata, West Bengal
Phone: 33-40456456
IFSC: BDBL0001008
Frequently asked questions
Is IFSC BDBL0001008 the same for all accounts at Credit Card Ops branch?
Yes. The IFSC BDBL0001008 is shared by every account held at Bandhan Bank Limited's Credit Card Ops branch. Only the account number changes from customer to customer.
Can I use IFSC BDBL0001008 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001008 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Credit Card Ops branch but serve different purposes.
How do I add Bandhan Bank Limited Credit Card Ops as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001008, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bandhan Bank Limited Credit Card Ops branch?
You can reach the branch at 33-40456456 during regular banking hours.
Where is Bandhan Bank Limited Credit Card Ops branch located?
Bandhan Bank Limited's Credit Card Ops branch is located at 13TH FLOOR,ADVENTZ INFINITY 5,BN-5, SALT LAKE CITY, Kolkata, West Bengal.
Does Bandhan Bank Limited Credit Card Ops branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-40456456 to confirm.
Summary
The IFSC code BDBL0001008 belongs to Bandhan Bank Limited's CREDIT CARD OPS branch, located at 13TH FLOOR,ADVENTZ INFINITY 5,BN-5, SALT LAKE CITY in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
