Below are the complete branch details for Bandhan Bank Limited, CBO branch, located in KOLKATA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0070003. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0070003 for Bandhan Bank Limited – CBO — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0070003 is the IFSC of Bandhan Bank Limited's CBO branch. The format is fixed: BDBL = bank code, 0 = reserved, 070003 = branch identifier.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Cbo |
| IFSC Code | BDBL0070003 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANDHAN BANK LTD HEAD OFFICE 12TH FLOOR ADVENTZ INFINITY5 BN BLOCK SECTOR V SALT LAKE CITY KOLKATA-700091 |
| City | Kolkata |
| District | North Xxiv Parganas |
| State | West Bengal |
| STD Code | 33 |
| Phone | 66090909 |
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Cbo branch — IFSC BDBL0070003 — extends the bank's services to customers in and around Kolkata, West Bengal.
About the Cbo branch
The Cbo branch of Bandhan Bank Limited is situated at BANDHAN BANK LTD HEAD OFFICE 12TH FLOOR ADVENTZ INFINITY5 BN BLOCK SECTOR V SALT LAKE CITY KOLKATA-700091. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0070003 is used.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CBO of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0070003 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0070003 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BDBL0070003
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0070003 across all three.
How to use IFSC BDBL0070003 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's CBO branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0070003.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as CBO.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BDBL0070003
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – CBO, ensure your bank's portal accepts IFSC BDBL0070003 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – CBO, use IMPS. With IFSC BDBL0070003 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0070003 for Bandhan Bank Limited – CBO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0070003 | Yes – BDBL0070003 | Yes – BDBL0070003 |
For most retail customers crediting the Cbo branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's CBO branch, the IFSC BDBL0070003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Cbo branch
Once you have an account at Bandhan Bank Limited – CBO, the IFSC BDBL0070003 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Cbo branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0070003
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0070003 and the account number together uniquely identify the Cbo branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BDBL0070003
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CBO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0070003 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – CBO:
- The IFSC is exactly BDBL0070003 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and CBO as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Cbo branch sits at BANDHAN BANK LTD HEAD OFFICE 12TH FLOOR ADVENTZ INFINITY5 BN BLOCK SECTOR V SALT LAKE CITY KOLKATA-700091. If you are travelling from outside Kolkata, search for the branch on a maps application using the bank name and locality, or call 33-66090909 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0070003 and your account number.
Verifying IFSC BDBL0070003 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0070003 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-66090909.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Cbo are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0070003 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedCbo Branch
BANDHAN BANK LTD HEAD OFFICE 12TH FLOOR ADVENTZ INFINITY5 BN BLOCK SECTOR V SALT LAKE CITY KOLKATA-700091
Kolkata, West Bengal
Phone: 33-66090909
IFSC: BDBL0070003
Frequently asked questions
Is IFSC BDBL0070003 the same for all accounts at Cbo branch?
Yes. The IFSC BDBL0070003 is shared by every account held at Bandhan Bank Limited's Cbo branch. Only the account number changes from customer to customer.
Is IFSC BDBL0070003 valid for NEFT and RTGS?
Yes. IFSC BDBL0070003 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bandhan Bank Limited Cbo as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0070003, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bandhan Bank Limited Cbo branch located?
Bandhan Bank Limited's Cbo branch is located at BANDHAN BANK LTD HEAD OFFICE 12TH FLOOR ADVENTZ INFINITY5 BN BLOCK SECTOR V SALT LAKE CITY KOLKATA-700091, Kolkata, West Bengal.
How quickly will an NEFT transfer using BDBL0070003 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Cbo reflect within 30 minutes.
What is the IFSC code of Bandhan Bank Limited Cbo branch?
The IFSC code of Bandhan Bank Limited, Cbo branch is BDBL0070003. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: BDBL0070003 is the IFSC code of Bandhan Bank Limited, CBO branch, in KOLKATA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
