Below are the complete branch details for Bandhan Bank Limited, KHETRI branch, located in KHETRI, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0002035. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0002035 for Bandhan Bank Limited – KHETRI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's KHETRI branch, the IFSC BDBL0002035 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 002035 identifies this particular branch.
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khetri branch in Khetri, Assam is part of this network and uses the IFSC code BDBL0002035 for all electronic settlement.
About this branch
The branch is located at NH37, NEAR CENTRAL BANK OF INDIA, PS KHETRI, DISTRICT KAMRUP M , ASSAM 782403. It serves the Khetri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0002035 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Khetri |
| IFSC Code | BDBL0002035 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NH37, NEAR CENTRAL BANK OF INDIA, PS KHETRI, DISTRICT KAMRUP M , ASSAM 782403 |
| City | Khetri |
| District | Kamrup Metropolitan |
| State | Assam |
| Phone | 9903720351 |
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHETRI of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002035 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002035 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002035 and the account number together uniquely identify the Khetri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BDBL0002035
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002035 across all three.
NEFT to Bandhan Bank Limited, KHETRI using IFSC BDBL0002035
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002035, and confirm that the system picks up Bandhan Bank Limited – KHETRI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0002035
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – KHETRI, ensure your bank's portal accepts IFSC BDBL0002035 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bandhan Bank Limited KHETRI (IFSC BDBL0002035)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002035 in your mobile or internet banking app, and the money is credited to the KHETRI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Khetri
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0002035:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHETRI is still linked to IFSC BDBL0002035.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's KHETRI branch, the IFSC BDBL0002035 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Khetri branch
Once you have an account at Bandhan Bank Limited – KHETRI, the IFSC BDBL0002035 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Khetri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9903720351.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002035
Digital banking channels
Most day-to-day work that customers used to do at the Khetri branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0002035 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Khetri branch
The branch is located at NH37, NEAR CENTRAL BANK OF INDIA, PS KHETRI, DISTRICT KAMRUP M , ASSAM 782403, which puts it inside Khetri, the broader Kamrup Metropolitan district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Khetri branch” — the verified location pin for IFSC BDBL0002035 should appear at the top of the results.
- Confirm the branch is open by calling 9903720351 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002035 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – KHETRI:
- The IFSC is exactly BDBL0002035 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and KHETRI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Khetri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002035 continue to work without interruption.
Verifying IFSC BDBL0002035 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002035 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9903720351.
- Visiting the bank's official branch locator page.
Branch address & contact
Bandhan Bank LimitedKhetri Branch
NH37, NEAR CENTRAL BANK OF INDIA, PS KHETRI, DISTRICT KAMRUP M , ASSAM 782403
Khetri, Assam
Phone: 9903720351
IFSC: BDBL0002035
Frequently asked questions
Where is Bandhan Bank Limited Khetri branch located?
Bandhan Bank Limited's Khetri branch is located at NH37, NEAR CENTRAL BANK OF INDIA, PS KHETRI, DISTRICT KAMRUP M , ASSAM 782403, Khetri, Assam.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Khetri branch but serve different purposes.
Can I use IFSC BDBL0002035 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002035 to send funds instantly.
How quickly will an NEFT transfer using BDBL0002035 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Khetri reflect within 30 minutes.
Is IFSC BDBL0002035 the same for all accounts at Khetri branch?
Yes. The IFSC BDBL0002035 is shared by every account held at Bandhan Bank Limited's Khetri branch. Only the account number changes from customer to customer.
What is the IFSC code of Bandhan Bank Limited Khetri branch?
The IFSC code of Bandhan Bank Limited, Khetri branch is BDBL0002035. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BDBL0002035 valid for NEFT and RTGS?
Yes. IFSC BDBL0002035 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bandhan Bank Limited Khetri branch?
You can reach the branch at 9903720351 during regular banking hours.
Summary
The IFSC code BDBL0002035 belongs to Bandhan Bank Limited's KHETRI branch, located at NH37, NEAR CENTRAL BANK OF INDIA, PS KHETRI, DISTRICT KAMRUP M , ASSAM 782403 in KHETRI, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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