Below are the complete branch details for Bandhan Bank Limited, KESHIARY branch, located in KESHIARY, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0001681. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0001681 for Bandhan Bank Limited – KESHIARY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001681 is the IFSC of Bandhan Bank Limited's KESHIARY branch. The format is fixed: BDBL = bank code, 0 = reserved, 001681 = branch identifier.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Keshiary branch in Keshiary. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0001681.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Keshiary |
| IFSC Code | BDBL0001681 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO-KESHIARY, P.S.-KESHIARY, DIST-WEST MIDNAPORE, WEST BENGAL, PIN-721133 |
| City | Keshiary |
| District | West Midnapore |
| State | West Bengal |
| Phone | 7596016811 |
About the Keshiary branch
The Keshiary branch of Bandhan Bank Limited is situated at VILL PO-KESHIARY, P.S.-KESHIARY, DIST-WEST MIDNAPORE, WEST BENGAL, PIN-721133. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0001681 is used.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KESHIARY of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001681 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001681 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Keshiary branch is mapped to IFSC BDBL0001681 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001681.
Products and services
Customers walking into the Keshiary branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001681
How to transfer money using IFSC BDBL0001681
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001681 across all three.
NEFT to Bandhan Bank Limited, KESHIARY using IFSC BDBL0001681
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001681, and confirm that the system picks up Bandhan Bank Limited – KESHIARY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0001681
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – KESHIARY, ensure your bank's portal accepts IFSC BDBL0001681 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – KESHIARY, use IMPS. With IFSC BDBL0001681 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001681 for Bandhan Bank Limited – KESHIARY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001681 | Yes – BDBL0001681 | Yes – BDBL0001681 |
For most retail customers crediting the Keshiary branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's KESHIARY branch, the IFSC BDBL0001681 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Keshiary branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001681 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Keshiary branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001681 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BDBL0001681
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – KESHIARY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001681. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Keshiary branch
The branch is located at VILL PO-KESHIARY, P.S.-KESHIARY, DIST-WEST MIDNAPORE, WEST BENGAL, PIN-721133, which puts it inside Keshiary, the broader West Midnapore district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Keshiary branch” — the verified location pin for IFSC BDBL0001681 should appear at the top of the results.
- Confirm the branch is open by calling 7596016811 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001681 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0001681 for Bandhan Bank Limited – KESHIARY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Keshiary branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0001681, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedKeshiary Branch
VILL PO-KESHIARY, P.S.-KESHIARY, DIST-WEST MIDNAPORE, WEST BENGAL, PIN-721133
Keshiary, West Bengal
Phone: 7596016811
IFSC: BDBL0001681
Frequently asked questions
Can I use IFSC BDBL0001681 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001681 to send funds instantly.
How quickly will an NEFT transfer using BDBL0001681 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Keshiary reflect within 30 minutes.
Is IFSC BDBL0001681 the same for all accounts at Keshiary branch?
Yes. The IFSC BDBL0001681 is shared by every account held at Bandhan Bank Limited's Keshiary branch. Only the account number changes from customer to customer.
What is the phone number of Bandhan Bank Limited Keshiary branch?
You can reach the branch at 7596016811 during regular banking hours.
Is IFSC BDBL0001681 valid for NEFT and RTGS?
Yes. IFSC BDBL0001681 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bandhan Bank Limited Keshiary branch?
The IFSC code of Bandhan Bank Limited, Keshiary branch is BDBL0001681. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: BDBL0001681 is the IFSC code of Bandhan Bank Limited, KESHIARY branch, in KESHIARY, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
