Use this page as a one-stop reference for everything related to Bandhan Bank Limited's KAMTI branch in KAMTI, MADHYA PRADESH. The branch's IFSC code BDBL0001421 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001421 is the IFSC of Bandhan Bank Limited's KAMTI branch. The format is fixed: BDBL = bank code, 0 = reserved, 001421 = branch identifier.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Kamti |
| IFSC Code | BDBL0001421 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 224 KAMTI GRAM, PO - AAMGAON, P.S -GADARWARA, DIST- NARSINGHPUR, MADHYA PRADESH, PIN - 487551 |
| City | Kamti |
| District | Narsinghpur |
| State | Madhya Pradesh |
| Phone | 9981514211 |
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kamti branch in Kamti, Madhya Pradesh is part of this network and uses the IFSC code BDBL0001421 for all electronic settlement.
About the Kamti branch
The Kamti branch of Bandhan Bank Limited is situated at 224 KAMTI GRAM, PO - AAMGAON, P.S -GADARWARA, DIST- NARSINGHPUR, MADHYA PRADESH, PIN - 487551. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0001421 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's KAMTI branch came to be assigned the code BDBL0001421.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001421, money simply cannot be routed to the KAMTI branch electronically.
How to transfer money using IFSC BDBL0001421
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001421 across all three.
How to use IFSC BDBL0001421 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's KAMTI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0001421.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as KAMTI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KAMTI
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's KAMTI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001421 while initiating the transfer and the credit will appear within minutes.
IMPS to Bandhan Bank Limited KAMTI (IFSC BDBL0001421)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001421 in your mobile or internet banking app, and the money is credited to the KAMTI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001421 for Bandhan Bank Limited – KAMTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001421 | Yes – BDBL0001421 | Yes – BDBL0001421 |
For most retail customers crediting the Kamti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0001421
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – KAMTI is still mapped to IFSC BDBL0001421. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001421 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kamti branch
Once you have an account at Bandhan Bank Limited – KAMTI, the IFSC BDBL0001421 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kamti branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001421
MICR & cheque-truncation details
Cheques drawn on the Kamti branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001421 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Kamti branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001421 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BDBL0001421
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – KAMTI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001421. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kamti branch
The branch is located at 224 KAMTI GRAM, PO - AAMGAON, P.S -GADARWARA, DIST- NARSINGHPUR, MADHYA PRADESH, PIN - 487551, which puts it inside Kamti, the broader Narsinghpur district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Kamti branch” — the verified location pin for IFSC BDBL0001421 should appear at the top of the results.
- Confirm the branch is open by calling 9981514211 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001421 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0001421 for Bandhan Bank Limited – KAMTI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Kamti are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001421 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedKamti Branch
224 KAMTI GRAM, PO - AAMGAON, P.S -GADARWARA, DIST- NARSINGHPUR, MADHYA PRADESH, PIN - 487551
Kamti, Madhya Pradesh
Phone: 9981514211
IFSC: BDBL0001421
Frequently asked questions
Can I use IFSC BDBL0001421 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001421 to send funds instantly.
What is the phone number of Bandhan Bank Limited Kamti branch?
You can reach the branch at 9981514211 during regular banking hours.
Is IFSC BDBL0001421 the same for all accounts at Kamti branch?
Yes. The IFSC BDBL0001421 is shared by every account held at Bandhan Bank Limited's Kamti branch. Only the account number changes from customer to customer.
Does Bandhan Bank Limited Kamti branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9981514211 to confirm.
What is the IFSC code of Bandhan Bank Limited Kamti branch?
The IFSC code of Bandhan Bank Limited, Kamti branch is BDBL0001421. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BDBL0001421 valid for NEFT and RTGS?
Yes. IFSC BDBL0001421 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bandhan Bank Limited Kamti as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001421, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BDBL0001421 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Kamti reflect within 30 minutes.
Summary
The IFSC code BDBL0001421 belongs to Bandhan Bank Limited's KAMTI branch, located at 224 KAMTI GRAM, PO - AAMGAON, P.S -GADARWARA, DIST- NARSINGHPUR, MADHYA… in KAMTI, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
